# 119-hr-1791: Increasing Credit Union Lending for Business Growth Act

119-hr-1791, Increasing Credit Union Lending for Business Growth Act, is a 119th Congress bill sponsored by Rep. Gonzalez, Vicente [D-TX-34] (D-TX); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-1791
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-1791
- Congress: 119
- Title: Increasing Credit Union Lending for Business Growth Act
- Status: introduced
- Introduced: 2025-03-03
- Sponsor: Rep. Gonzalez, Vicente [D-TX-34] (D-TX)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Would raise the dollar threshold that federal credit unions use for certain small-business lending from $50,000 to $100,000.** The bill would amend 12 U.S.C. 1757a(c)(1)(B)(iii) by replacing $50,000 with $100,000. That change doubles the specified per-loan amount and aims to expand credit availability to small businesses by allowing higher loan amounts from federal credit unions.

## Cosponsors (2)

- Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA), 2025-03-03T00:00:00.000Z
- Rep. Begich, Nicholas J. [R-AK-At Large] (R-AK), 2026-03-03T00:00:00.000Z

## Provisions PRIA read

- Bigger credit union loans for small businesses: benefit, high. If enacted, federal credit unions could make larger business loans to members. The bill would raise the loan cap in current law from $50,000 to $100,000. That could let your business borrow up to $50,000 more per loan from a federal credit union. The bill does not list an effective date or end date…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-4206: CONNECT for Health Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-3277: Ensuring Lasting Smiles Act
- 119-hr-2853: Combating Organized Retail Crime Act of 2025
- 119-hr-4317: PBM Reform Act of 2025

## Sources
- [119-hr-1791 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/1791)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-3277: Ensuring Lasting Smiles Act](https://policyrisk.com/legislation/119-hr-3277)
- [119-hr-2853: Combating Organized Retail Crime Act of 2025](https://policyrisk.com/legislation/119-hr-2853)
- [119-hr-4317: PBM Reform Act of 2025](https://policyrisk.com/legislation/119-hr-4317)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-1791 (as of 2026-04-21).