# 119-hr-1814: Restoring the VA Home Loan Program in Perpetuity Act of 2025

119-hr-1814, Restoring the VA Home Loan Program in Perpetuity Act of 2025, is a 119th Congress bill sponsored by Rep. Van Orden, Derrick [R-WI-3] (R-WI); status in_committee; PRIA reads it as touching household money (as of 2025-12-21).

- Canonical: https://policyrisk.com/legislation/119-hr-1814
- As of: 2025-12-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-1814
- Congress: 119
- Title: Restoring the VA Home Loan Program in Perpetuity Act of 2025
- Status: in_committee
- Introduced: 2025-03-03
- Sponsor: Rep. Van Orden, Derrick [R-WI-3] (R-WI)
- Cosponsors: 0
- Policy area: Armed Forces and National Security
- Touches household money: yes
- Last recorded action: 2025-12-21

## Summary

**Would cap VA loan purchases at 250 loans per fiscal year.** The measure ties VA purchase authority to that cap and pushes the Department of Veterans Affairs to plan sales of acquired loans to non‑government buyers as part of restoring the VA Home Loan Program framework. - VA administrators would be limited to acquiring no more than 250 loans in any single fiscal year, by adding a new subsection to 38 U.S.C. 3732(a)(2). This also makes related purchase language in 38 U.S.C. 3720(a)(5) subject to the same cap. - For loans acquired on or after May 31, 2024, the VA would have 180 days after enactment to report to the House and Senate Veterans’ Affairs Committees with a plan to sell each such loan to a non‑government entity. - The bill establishes a government‑to‑private sale trajectory intended to restore and perpetuate the VA Home Loan Program policy framework.

## Provisions PRIA read

- Limit on VA buying home loans: cost, low. If enacted, the VA would be limited to buying 250 loans each fiscal year under its loan-purchase program. Purchases under related authority would also have to follow this 250-loan cap. This could reduce the chance the VA buys your VA-backed mortgage. The bill would also require a plan due in 180 da…

## Related bills

- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-6976: Duty Status Reform Act
- 119-hr-2570: Maximum Pressure Act
- 119-hr-4317: PBM Reform Act of 2025

## Sources
- [119-hr-1814 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/1814)

## Related
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-6976: Duty Status Reform Act](https://policyrisk.com/legislation/119-hr-6976)
- [119-hr-2570: Maximum Pressure Act](https://policyrisk.com/legislation/119-hr-2570)
- [119-hr-4317: PBM Reform Act of 2025](https://policyrisk.com/legislation/119-hr-4317)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-1814 (as of 2025-12-21).