# 119-hr-1822: ACRE Act of 2025

119-hr-1822, ACRE Act of 2025, is a 119th Congress bill sponsored by Rep. Feenstra, Randy [R-IA-4] (R-IA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-1822
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-1822
- Congress: 119
- Title: ACRE Act of 2025
- Status: introduced
- Introduced: 2025-03-04
- Sponsor: Rep. Feenstra, Randy [R-IA-4] (R-IA)
- Cosponsors: 63
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Excluding interest income on loans secured by rural and agricultural real estate from federal taxable income.** This bill would add a new tax code section that lets specified U.S. lenders exclude interest they receive on qualifying rural or agricultural real-estate loans from gross income.

## Cosponsors (63)

- Rep. Davis, Donald G. [D-NC-1] (D-NC), 2025-03-04T00:00:00.000Z
- Rep. Moran, Nathaniel [R-TX-1] (R-TX), 2025-03-04T00:00:00.000Z
- Rep. Bost, Mike [R-IL-12] (R-IL), 2025-03-11T00:00:00.000Z
- Rep. Bice, Stephanie I. [R-OK-5] (R-OK), 2025-03-11T00:00:00.000Z
- Rep. Estes, Ron [R-KS-4] (R-KS), 2025-03-24T00:00:00.000Z
- Rep. LaHood, Darin [R-IL-16] (R-IL), 2025-03-24T00:00:00.000Z
- Rep. Nunn, Zachary [R-IA-3] (R-IA), 2025-03-24T00:00:00.000Z
- Rep. Fields, Cleo [D-LA-6] (D-LA), 2025-03-24T00:00:00.000Z
- Rep. Scholten, Hillary J. [D-MI-3] (D-MI), 2025-03-24T00:00:00.000Z
- Rep. Schmidt, Derek [R-KS-2] (R-KS), 2025-03-24T00:00:00.000Z
- Rep. Neguse, Joe [D-CO-2] (D-CO), 2025-03-24T00:00:00.000Z
- Rep. Fitzgerald, Scott [R-WI-5] (R-WI), 2025-03-24T00:00:00.000Z
- Rep. Johnson, Dusty [R-SD-At Large] (R-SD), 2025-03-24T00:00:00.000Z
- Rep. Van Orden, Derrick [R-WI-3] (R-WI), 2025-03-24T00:00:00.000Z
- Rep. Steil, Bryan [R-WI-1] (R-WI), 2025-03-24T00:00:00.000Z
- Rep. Pettersen, Brittany [D-CO-7] (D-CO), 2025-03-24T00:00:00.000Z
- Rep. Costa, Jim [D-CA-21] (D-CA), 2025-03-24T00:00:00.000Z
- Rep. Mann, Tracey [R-KS-1] (R-KS), 2025-03-24T00:00:00.000Z
- Rep. Miller-Meeks, Mariannette [R-IA-1] (R-IA), 2025-03-24T00:00:00.000Z
- Rep. Valadao, David G. [R-CA-22] (R-CA), 2025-03-25T00:00:00.000Z
- Rep. Finstad, Brad [R-MN-1] (R-MN), 2025-03-26T00:00:00.000Z
- Rep. Bergman, Jack [R-MI-1] (R-MI), 2025-03-27T00:00:00.000Z
- Rep. Moolenaar, John R. [R-MI-2] (R-MI), 2025-04-07T00:00:00.000Z
- Rep. Moore, Blake D. [R-UT-1] (R-UT), 2025-04-07T00:00:00.000Z
- Rep. Hinson, Ashley [R-IA-2] (R-IA), 2025-04-07T00:00:00.000Z
- Rep. Barr, Andy [R-KY-6] (R-KY), 2025-04-07T00:00:00.000Z
- Rep. Wagner, Ann [R-MO-2] (R-MO), 2025-04-07T00:00:00.000Z
- Rep. Bilirakis, Gus M. [R-FL-12] (R-FL), 2025-04-07T00:00:00.000Z
- Rep. McClain, Lisa C. [R-MI-9] (R-MI), 2025-04-07T00:00:00.000Z
- Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ), 2025-04-09T00:00:00.000Z
- Rep. Kustoff, David [R-TN-8] (R-TN), 2025-04-10T00:00:00.000Z
- Rep. Graves, Sam [R-MO-6] (R-MO), 2025-04-10T00:00:00.000Z
- Rep. Panetta, Jimmy [D-CA-19] (D-CA), 2025-04-17T00:00:00.000Z
- Rep. Carbajal, Salud O. [D-CA-24] (D-CA), 2025-04-17T00:00:00.000Z
- Rep. Meuser, Daniel [R-PA-9] (R-PA), 2025-04-17T00:00:00.000Z
- Rep. Budzinski, Nikki [D-IL-13] (D-IL), 2025-04-17T00:00:00.000Z
- Rep. Flood, Mike [R-NE-1] (R-NE), 2025-04-24T00:00:00.000Z
- Rep. Ross, Deborah K. [D-NC-2] (D-NC), 2025-04-24T00:00:00.000Z
- Rep. Pappas, Chris [D-NH-1] (D-NH), 2025-04-24T00:00:00.000Z
- Rep. De La Cruz, Monica [R-TX-15] (R-TX), 2025-04-24T00:00:00.000Z
- Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA), 2025-04-30T00:00:00.000Z
- Rep. Conaway, Herbert C. [D-NJ-3] (D-NJ), 2025-04-30T00:00:00.000Z
- Rep. Fischbach, Michelle [R-MN-7] (R-MN), 2025-04-30T00:00:00.000Z
- Rep. Fedorchak, Julie [R-ND-At Large] (R-ND), 2025-05-05T00:00:00.000Z
- Rep. Salinas, Andrea [D-OR-6] (D-OR), 2025-05-05T00:00:00.000Z
- Rep. Carter, Earl L. "Buddy" [R-GA-1] (R-GA), 2025-05-05T00:00:00.000Z
- Rep. Owens, Burgess [R-UT-4] (R-UT), 2025-05-06T00:00:00.000Z
- Rep. Sewell, Terri A. [D-AL-7] (D-AL), 2025-05-07T00:00:00.000Z
- Rep. Bishop, Sanford D. [D-GA-2] (D-GA), 2025-05-07T00:00:00.000Z
- Rep. McBride, Sarah [D-DE-At Large] (D-DE), 2025-05-09T00:00:00.000Z
- Rep. Ryan, Patrick [D-NY-18] (D-NY), 2025-05-09T00:00:00.000Z
- Rep. Pocan, Mark [D-WI-2] (D-WI), 2025-05-09T00:00:00.000Z
- Rep. Shreve, Jefferson [R-IN-6] (R-IN), 2025-05-14T00:00:00.000Z
- Rep. McGuire, John J. [R-VA-5] (R-VA), 2025-05-14T00:00:00.000Z
- Rep. Womack, Steve [R-AR-3] (R-AR), 2025-05-15T00:00:00.000Z
- Rep. Westerman, Bruce [R-AR-4] (R-AR), 2025-06-03T00:00:00.000Z
- Rep. Johnson, Julie [D-TX-32] (D-TX), 2025-06-05T00:00:00.000Z
- Rep. Harshbarger, Diana [R-TN-1] (R-TN), 2025-06-05T00:00:00.000Z
- Rep. Williams, Roger [R-TX-25] (R-TX), 2025-06-12T00:00:00.000Z
- Rep. Landsman, Greg [D-OH-1] (D-OH), 2025-06-27T00:00:00.000Z
- Rep. McClain Delaney, April [D-MD-6] (D-MD), 2025-07-02T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2025-10-03T00:00:00.000Z
- Rep. McDonald Rivet, Kristen [D-MI-8] (D-MI), 2025-12-18T00:00:00.000Z

## Provisions PRIA read

- Tax break could lower rural loan rates: benefit, high. If enacted, certain lenders would not pay income tax on interest from new loans secured by rural or agricultural property, forestland, fishing or seafood sites, or aquaculture facilities. For rural single-family homes, the loan would need to buy or improve the owner’s main home, and total principal…

## Related bills

- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025
- 119-hr-909: Crime Victims Fund Stabilization Act of 2025
- 119-hr-1422: Enhanced Iran Sanctions Act of 2025
- 119-hr-4382: America’s Olympic and Paralympic Games Commemorative Coins Act
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act

## Sources
- [119-hr-1822 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/1822)

## Related
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [119-hr-909: Crime Victims Fund Stabilization Act of 2025](https://policyrisk.com/legislation/119-hr-909)
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [119-hr-4382: America’s Olympic and Paralympic Games Commemorative Coins Act](https://policyrisk.com/legislation/119-hr-4382)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-1822 (as of 2026-04-21).