# 119-hr-1919: Anti-CBDC Surveillance State Act

119-hr-1919, Anti-CBDC Surveillance State Act, is a 119th Congress bill sponsored by Rep. Emmer, Tom [R-MN-6] (R-MN); status passed_house; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-1919
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-1919
- Congress: 119
- Title: Anti-CBDC Surveillance State Act
- Status: passed_house
- Introduced: 2025-03-06
- Sponsor: Rep. Emmer, Tom [R-MN-6] (R-MN)
- Cosponsors: 135
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Bars the Federal Reserve from issuing a central bank digital currency (CBDC) or any similar digital asset.** It would also stop Fed banks from offering accounts or financial products to individuals and prevent using a CBDC to carry out monetary policy, while leaving a narrow exception for an open, permissionless, privacy-preserving dollar-like currency. - Households and individuals: Would block the Fed from holding accounts for people or providing financial products directly, limiting any direct relationship between individuals and Federal Reserve banks. - Federal Reserve and monetary policy: Would ban the Board of Governors from testing, studying, developing, creating, or implementing a CBDC and bar the Fed and the Federal Open Market Committee from using a CBDC to conduct monetary policy. - Banks and intermediaries: Would forbid the Fed from indirectly offering a CBDC through banks or other intermediaries, but exempts a fully private, open, dollar-denominated currency that preserves cash-level privacy.

## Cosponsors (135)

- Rep. Hill, J. French [R-AR-2] (R-AR), 2025-03-06T00:00:00.000Z
- Rep. Moolenaar, John R. [R-MI-2] (R-MI), 2025-03-06T00:00:00.000Z
- Rep. Hudson, Richard [R-NC-9] (R-NC), 2025-03-06T00:00:00.000Z
- Rep. Ogles, Andrew [R-TN-5] (R-TN), 2025-03-06T00:00:00.000Z
- Rep. Bost, Mike [R-IL-12] (R-IL), 2025-03-06T00:00:00.000Z
- Rep. Franklin, Scott [R-FL-18] (R-FL), 2025-03-06T00:00:00.000Z
- Rep. Greene, Marjorie Taylor [R-GA-14] (R-GA), 2025-03-06T00:00:00.000Z
- Rep. Biggs, Andy [R-AZ-5] (R-AZ), 2025-03-06T00:00:00.000Z
- Rep. Cloud, Michael [R-TX-27] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Flood, Mike [R-NE-1] (R-NE), 2025-03-06T00:00:00.000Z
- Rep. Gosar, Paul A. [R-AZ-9] (R-AZ), 2025-03-06T00:00:00.000Z
- Rep. Kim, Young [R-CA-40] (R-CA), 2025-03-06T00:00:00.000Z
- Rep. Meuser, Daniel [R-PA-9] (R-PA), 2025-03-06T00:00:00.000Z
- Rep. Davidson, Warren [R-OH-8] (R-OH), 2025-03-06T00:00:00.000Z
- Rep. Kiley, Kevin [I-CA-3] (I-CA), 2025-03-06T00:00:00.000Z
- Rep. Donalds, Byron [R-FL-19] (R-FL), 2025-03-06T00:00:00.000Z
- Rep. Fitzgerald, Scott [R-WI-5] (R-WI), 2025-03-06T00:00:00.000Z
- Rep. Luna, Anna Paulina [R-FL-13] (R-FL), 2025-03-06T00:00:00.000Z
- Rep. Garbarino, Andrew R. [R-NY-2] (R-NY), 2025-03-06T00:00:00.000Z
- Rep. Lucas, Frank D. [R-OK-3] (R-OK), 2025-03-06T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Huizenga, Bill [R-MI-4] (R-MI), 2025-03-06T00:00:00.000Z
- Rep. Wagner, Ann [R-MO-2] (R-MO), 2025-03-06T00:00:00.000Z
- Rep. Barr, Andy [R-KY-6] (R-KY), 2025-03-06T00:00:00.000Z
- Rep. Williams, Roger [R-TX-25] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Loudermilk, Barry [R-GA-11] (R-GA), 2025-03-06T00:00:00.000Z
- Rep. Rose, John W. [R-TN-6] (R-TN), 2025-03-06T00:00:00.000Z
- Rep. Steil, Bryan [R-WI-1] (R-WI), 2025-03-06T00:00:00.000Z
- Rep. Timmons, William R. [R-SC-4] (R-SC), 2025-03-06T00:00:00.000Z
- Rep. Norman, Ralph [R-SC-5] (R-SC), 2025-03-06T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2025-03-06T00:00:00.000Z
- Rep. De La Cruz, Monica [R-TX-15] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Nunn, Zachary [R-IA-3] (R-IA), 2025-03-06T00:00:00.000Z
- Rep. Salazar, Maria Elvira [R-FL-27] (R-FL), 2025-03-06T00:00:00.000Z
- Rep. Haridopolos, Mike [R-FL-8] (R-FL), 2025-03-06T00:00:00.000Z
- Rep. Downing, Troy [R-MT-2] (R-MT), 2025-03-06T00:00:00.000Z
- Rep. Moore, Tim [R-NC-14] (R-NC), 2025-03-06T00:00:00.000Z
- Rep. Bacon, Don [R-NE-2] (R-NE), 2025-03-06T00:00:00.000Z
- Rep. Brecheen, Josh [R-OK-2] (R-OK), 2025-03-06T00:00:00.000Z
- Rep. Kelly, Mike [R-PA-16] (R-PA), 2025-03-06T00:00:00.000Z
- Rep. Grothman, Glenn [R-WI-6] (R-WI), 2025-03-06T00:00:00.000Z
- Rep. Mace, Nancy [R-SC-1] (R-SC), 2025-03-06T00:00:00.000Z
- Rep. Reschenthaler, Guy [R-PA-14] (R-PA), 2025-03-06T00:00:00.000Z
- Rep. Rogers, Mike D. [R-AL-3] (R-AL), 2025-03-06T00:00:00.000Z
- Rep. Rouzer, David [R-NC-7] (R-NC), 2025-03-06T00:00:00.000Z
- Rep. Valadao, David G. [R-CA-22] (R-CA), 2025-03-06T00:00:00.000Z
- Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ), 2025-03-06T00:00:00.000Z
- Rep. Weber, Randy K. Sr. [R-TX-14] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Houchin, Erin [R-IN-9] (R-IN), 2025-03-06T00:00:00.000Z
- Rep. Hageman, Harriet M. [R-WY-At Large] (R-WY), 2025-03-06T00:00:00.000Z
- Rep. Langworthy, Nicholas A. [R-NY-23] (R-NY), 2025-03-06T00:00:00.000Z
- Rep. Gooden, Lance [R-TX-5] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Finstad, Brad [R-MN-1] (R-MN), 2025-03-06T00:00:00.000Z
- Rep. Fischbach, Michelle [R-MN-7] (R-MN), 2025-03-06T00:00:00.000Z
- Rep. Bean, Aaron [R-FL-4] (R-FL), 2025-03-06T00:00:00.000Z
- Rep. Amodei, Mark E. [R-NV-2] (R-NV), 2025-03-06T00:00:00.000Z
- Rep. Graves, Sam [R-MO-6] (R-MO), 2025-03-06T00:00:00.000Z
- Rep. Harshbarger, Diana [R-TN-1] (R-TN), 2025-03-06T00:00:00.000Z
- Rep. Crane, Elijah [R-AZ-2] (R-AZ), 2025-03-06T00:00:00.000Z
- Rep. Ciscomani, Juan [R-AZ-6] (R-AZ), 2025-03-06T00:00:00.000Z
- Rep. Baird, James R. [R-IN-4] (R-IN), 2025-03-06T00:00:00.000Z
- Rep. Kelly, Trent [R-MS-1] (R-MS), 2025-03-06T00:00:00.000Z
- Rep. Cammack, Kat [R-FL-3] (R-FL), 2025-03-06T00:00:00.000Z
- Rep. Fleischmann, Charles J. "Chuck" [R-TN-3] (R-TN), 2025-03-06T00:00:00.000Z
- Rep. Murphy, Gregory F. [R-NC-3] (R-NC), 2025-03-06T00:00:00.000Z
- Rep. Bice, Stephanie I. [R-OK-5] (R-OK), 2025-03-06T00:00:00.000Z
- Rep. Carter, John R. [R-TX-31] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Johnson, Dusty [R-SD-At Large] (R-SD), 2025-03-06T00:00:00.000Z
- Rep. Clyde, Andrew S. [R-GA-9] (R-GA), 2025-03-06T00:00:00.000Z
- Rep. Tiffany, Thomas P. [R-WI-7] (R-WI), 2025-03-06T00:00:00.000Z
- Rep. Bergman, Jack [R-MI-1] (R-MI), 2025-03-06T00:00:00.000Z
- Rep. Van Duyne, Beth [R-TX-24] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Collins, Mike [R-GA-10] (R-GA), 2025-03-06T00:00:00.000Z
- Rep. Latta, Robert E. [R-OH-5] (R-OH), 2025-03-06T00:00:00.000Z
- Rep. Crenshaw, Dan [R-TX-2] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Ellzey, Jake [R-TX-6] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Issa, Darrell [R-CA-48] (R-CA), 2025-03-06T00:00:00.000Z
- Rep. Owens, Burgess [R-UT-4] (R-UT), 2025-03-06T00:00:00.000Z
- Rep. Perry, Scott [R-PA-10] (R-PA), 2025-03-06T00:00:00.000Z
- Rep. Zinke, Ryan K. [R-MT-1] (R-MT), 2025-03-06T00:00:00.000Z
- Rep. Higgins, Clay [R-LA-3] (R-LA), 2025-03-06T00:00:00.000Z
- Rep. Hinson, Ashley [R-IA-2] (R-IA), 2025-03-06T00:00:00.000Z
- Rep. Balderson, Troy [R-OH-12] (R-OH), 2025-03-06T00:00:00.000Z
- Rep. McCormick, Richard [R-GA-7] (R-GA), 2025-03-06T00:00:00.000Z
- Rep. Carey, Mike [R-OH-15] (R-OH), 2025-03-06T00:00:00.000Z
- Rep. Wittman, Robert J. [R-VA-1] (R-VA), 2025-03-06T00:00:00.000Z
- Rep. Roy, Chip [R-TX-21] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. McCaul, Michael T. [R-TX-10] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Rutherford, John H. [R-FL-5] (R-FL), 2025-03-06T00:00:00.000Z
- Rep. Smith, Adrian [R-NE-3] (R-NE), 2025-03-06T00:00:00.000Z
- Rep. Tenney, Claudia [R-NY-24] (R-NY), 2025-03-06T00:00:00.000Z
- Rep. Crank, Jeff [R-CO-5] (R-CO), 2025-03-06T00:00:00.000Z
- Rep. Baumgartner, Michael [R-WA-5] (R-WA), 2025-03-06T00:00:00.000Z
- Rep. Mackenzie, Ryan [R-PA-7] (R-PA), 2025-03-06T00:00:00.000Z
- Rep. McDowell, Addison P. [R-NC-6] (R-NC), 2025-03-06T00:00:00.000Z
- Rep. Messmer, Mark B. [R-IN-8] (R-IN), 2025-03-06T00:00:00.000Z
- Rep. Schmidt, Derek [R-KS-2] (R-KS), 2025-03-06T00:00:00.000Z
- Rep. Taylor, David J. [R-OH-2] (R-OH), 2025-03-06T00:00:00.000Z
- Rep. Gill, Brandon [R-TX-26] (R-TX), 2025-03-06T00:00:00.000Z
- Rep. Guest, Michael [R-MS-3] (R-MS), 2025-03-06T00:00:00.000Z
- Rep. Goldman, Craig A. [R-TX-12] (R-TX), 2025-03-10T00:00:00.000Z
- Rep. Bentz, Cliff [R-OR-2] (R-OR), 2025-03-10T00:00:00.000Z
- Rep. Moore, Barry [R-AL-1] (R-AL), 2025-03-10T00:00:00.000Z
- Rep. Letlow, Julia [R-LA-5] (R-LA), 2025-03-10T00:00:00.000Z
- Rep. Ezell, Mike [R-MS-4] (R-MS), 2025-03-10T00:00:00.000Z
- Rep. Cole, Tom [R-OK-4] (R-OK), 2025-03-10T00:00:00.000Z
- Rep. Feenstra, Randy [R-IA-4] (R-IA), 2025-03-11T00:00:00.000Z
- Rep. Mann, Tracey [R-KS-1] (R-KS), 2025-03-11T00:00:00.000Z
- Rep. LaHood, Darin [R-IL-16] (R-IL), 2025-03-11T00:00:00.000Z
- Rep. Jackson, Ronny [R-TX-13] (R-TX), 2025-03-11T00:00:00.000Z
- Rep. Cline, Ben [R-VA-6] (R-VA), 2025-03-25T00:00:00.000Z
- Rep. Moran, Nathaniel [R-TX-1] (R-TX), 2025-03-25T00:00:00.000Z
- Rep. Guthrie, Brett [R-KY-2] (R-KY), 2025-03-25T00:00:00.000Z
- Rep. Yakym, Rudy [R-IN-2] (R-IN), 2025-03-25T00:00:00.000Z
- Rep. Pfluger, August [R-TX-11] (R-TX), 2025-04-08T00:00:00.000Z
- Rep. Green, Mark E. [R-TN-7] (R-TN), 2025-04-08T00:00:00.000Z
- Rep. Stutzman, Marlin A. [R-IN-3] (R-IN), 2025-04-24T00:00:00.000Z
- Rep. Babin, Brian [R-TX-36] (R-TX), 2025-04-24T00:00:00.000Z
- Rep. Nehls, Troy E. [R-TX-22] (R-TX), 2025-04-24T00:00:00.000Z
- Rep. Kean, Thomas H. [R-NJ-7] (R-NJ), 2025-04-24T00:00:00.000Z
- Rep. Van Orden, Derrick [R-WI-3] (R-WI), 2025-04-24T00:00:00.000Z
- Rep. Bilirakis, Gus M. [R-FL-12] (R-FL), 2025-04-24T00:00:00.000Z
- Rep. Kennedy, Mike [R-UT-3] (R-UT), 2025-04-24T00:00:00.000Z
- Rep. Womack, Steve [R-AR-3] (R-AR), 2025-04-24T00:00:00.000Z
- Rep. Hern, Kevin [R-OK-1] (R-OK), 2025-04-24T00:00:00.000Z
- Rep. Stauber, Pete [R-MN-8] (R-MN), 2025-04-24T00:00:00.000Z
- Rep. McGuire, John J. [R-VA-5] (R-VA), 2025-04-24T00:00:00.000Z
- Rep. Bresnahan, Robert P. [R-PA-8] (R-PA), 2025-04-24T00:00:00.000Z
- Rep. Begich, Nicholas J. [R-AK-At Large] (R-AK), 2025-04-24T00:00:00.000Z
- Rep. Scott, Austin [R-GA-8] (R-GA), 2025-04-24T00:00:00.000Z
- Rep. Edwards, Chuck [R-NC-11] (R-NC), 2025-04-24T00:00:00.000Z
- Rep. Jack, Brian [R-GA-3] (R-GA), 2025-04-24T00:00:00.000Z
- Rep. Miller, Mary E. [R-IL-15] (R-IL), 2025-04-24T00:00:00.000Z
- Rep. Steube, W. Gregory [R-FL-17] (R-FL), 2025-05-05T00:00:00.000Z
- Rep. Rulli, Michael A. [R-OH-6] (R-OH), 2025-05-05T00:00:00.000Z

## Votes

| Date | Chamber | Question | Result | Yea | Nay |
| --- | --- | --- | --- | --- | --- |
| 2025-07-17T00:00:00.000Z | house | On Passage | Passed | 219 | 210 |

## Provisions PRIA read

- Allows private cash-like digital dollars: benefit, low. If enacted, the bill would not block private dollar digital money that is open and permissionless. It must fully preserve the privacy of U.S. coins and paper cash. This exception would apply upon enactment.
- Ban on Federal Reserve digital dollar: mixed, high. If enacted, the Federal Reserve would be barred from creating or using a digital dollar (CBDC). The Board could not test, study, develop, or implement a CBDC. The FOMC could not use a CBDC to run monetary policy. Federal Reserve banks could not offer accounts or services to people, or issue a CBDC…

## Related bills

- 119-hr-452: Miracle on Ice Congressional Gold Medal Act
- 119-hr-38: Constitutional Concealed Carry Reciprocity Act of 2025
- 119-hr-703: Main Street Tax Certainty Act
- 119-hr-425: Repealing Big Brother Overreach Act
- 119-hres-719: Honoring the life and legacy of Charles Charlie James Kirk.
- 119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act

## Sources
- [119-hr-1919 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/1919)

## Related
- [119-hr-452: Miracle on Ice Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-452)
- [119-hr-38: Constitutional Concealed Carry Reciprocity Act of 2025](https://policyrisk.com/legislation/119-hr-38)
- [119-hr-703: Main Street Tax Certainty Act](https://policyrisk.com/legislation/119-hr-703)
- [119-hr-425: Repealing Big Brother Overreach Act](https://policyrisk.com/legislation/119-hr-425)
- [119-hres-719: Honoring the life and legacy of Charles Charlie James Kirk.](https://policyrisk.com/legislation/119-hres-719)
- [119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-1628)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-1919 (as of 2026-09-21).