# 119-hr-2028: REDI Act

119-hr-2028, REDI Act, is a 119th Congress bill sponsored by Rep. Babin, Brian [R-TX-36] (R-TX); status introduced; PRIA reads it as touching household money (as of 2026-10-21).

- Canonical: https://policyrisk.com/legislation/119-hr-2028
- As of: 2026-10-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2028
- Congress: 119
- Title: REDI Act
- Status: introduced
- Introduced: 2025-03-11
- Sponsor: Rep. Babin, Brian [R-TX-36] (R-TX)
- Cosponsors: 133
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-10-21

## Summary

**The Resident Education Deferred Interest Act would create an** **interest-free deferment** for federal student loans for borrowers serving in medical or dental internships or residencies. It would amend Section 455(f) of the Higher Education Act to add a special in-school deferment that governs these borrowers. During that deferment, borrowers would not have to make principal payments and interest would not accrue on loans made under that part while they remain in their training programs.

## Cosponsors (133)

- Rep. Messmer, Mark B. [R-IN-8] (R-IN), 2026-10-01T00:00:00.000Z
- Rep. Houlahan, Chrissy [D-PA-6] (D-PA), 2025-03-11T00:00:00.000Z
- Rep. Bacon, Don [R-NE-2] (R-NE), 2025-03-21T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2025-03-21T00:00:00.000Z
- Rep. Davids, Sharice [D-KS-3] (D-KS), 2025-03-31T00:00:00.000Z
- Rep. Joyce, John [R-PA-13] (R-PA), 2025-03-31T00:00:00.000Z
- Rep. Kiley, Kevin [I-CA-3] (I-CA), 2025-03-31T00:00:00.000Z
- Rep. Scholten, Hillary J. [D-MI-3] (D-MI), 2025-03-31T00:00:00.000Z
- Rep. DesJarlais, Scott [R-TN-4] (R-TN), 2025-04-01T00:00:00.000Z
- Rep. Chu, Judy [D-CA-28] (D-CA), 2025-04-01T00:00:00.000Z
- Rep. Malliotakis, Nicole [R-NY-11] (R-NY), 2025-04-02T00:00:00.000Z
- Rep. Krishnamoorthi, Raja [D-IL-8] (D-IL), 2025-04-02T00:00:00.000Z
- Rep. Rouzer, David [R-NC-7] (R-NC), 2025-04-02T00:00:00.000Z
- Rep. Tokuda, Jill N. [D-HI-2] (D-HI), 2025-04-02T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2025-04-02T00:00:00.000Z
- Rep. Pettersen, Brittany [D-CO-7] (D-CO), 2025-04-02T00:00:00.000Z
- Rep. Franklin, Scott [R-FL-18] (R-FL), 2025-04-07T00:00:00.000Z
- Rep. Mrvan, Frank J. [D-IN-1] (D-IN), 2025-04-07T00:00:00.000Z
- Rep. Kustoff, David [R-TN-8] (R-TN), 2025-04-08T00:00:00.000Z
- Rep. Soto, Darren [D-FL-9] (D-FL), 2025-04-08T00:00:00.000Z
- Rep. Valadao, David G. [R-CA-22] (R-CA), 2025-04-14T00:00:00.000Z
- Rep. Bonamici, Suzanne [D-OR-1] (D-OR), 2025-04-14T00:00:00.000Z
- Rep. McCormick, Richard [R-GA-7] (R-GA), 2025-04-17T00:00:00.000Z
- Rep. Moulton, Seth [D-MA-6] (D-MA), 2025-04-17T00:00:00.000Z
- Rep. Mann, Tracey [R-KS-1] (R-KS), 2025-04-17T00:00:00.000Z
- Rep. Bishop, Sanford D. [D-GA-2] (D-GA), 2025-04-17T00:00:00.000Z
- Rep. Bice, Stephanie I. [R-OK-5] (R-OK), 2025-04-24T00:00:00.000Z
- Rep. Fields, Cleo [D-LA-6] (D-LA), 2025-04-24T00:00:00.000Z
- Rep. Rutherford, John H. [R-FL-5] (R-FL), 2025-04-29T00:00:00.000Z
- Rep. Moore, Gwen [D-WI-4] (D-WI), 2025-04-29T00:00:00.000Z
- Rep. Rogers, Mike D. [R-AL-3] (R-AL), 2025-04-29T00:00:00.000Z
- Rep. Castor, Kathy [D-FL-14] (D-FL), 2025-04-29T00:00:00.000Z
- Rep. Bergman, Jack [R-MI-1] (R-MI), 2025-05-05T00:00:00.000Z
- Rep. Garbarino, Andrew R. [R-NY-2] (R-NY), 2025-05-05T00:00:00.000Z
- Rep. Johnson, Julie [D-TX-32] (D-TX), 2025-05-05T00:00:00.000Z
- Rep. Moolenaar, John R. [R-MI-2] (R-MI), 2025-05-05T00:00:00.000Z
- Rep. Van Duyne, Beth [R-TX-24] (R-TX), 2025-05-06T00:00:00.000Z
- Rep. McBride, Sarah [D-DE-At Large] (D-DE), 2025-05-06T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2025-05-14T00:00:00.000Z
- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2025-05-14T00:00:00.000Z
- Rep. Baumgartner, Michael [R-WA-5] (R-WA), 2025-06-09T00:00:00.000Z
- Rep. Harder, Josh [D-CA-9] (D-CA), 2025-06-09T00:00:00.000Z
- Rep. Steube, W. Gregory [R-FL-17] (R-FL), 2025-06-24T00:00:00.000Z
- Rep. Nadler, Jerrold [D-NY-12] (D-NY), 2025-06-24T00:00:00.000Z
- Rep. Miller, Carol D. [R-WV-1] (R-WV), 2025-06-25T00:00:00.000Z
- Rep. Pou, Nellie [D-NJ-9] (D-NJ), 2025-06-25T00:00:00.000Z
- Rep. Meuser, Daniel [R-PA-9] (R-PA), 2025-07-10T00:00:00.000Z
- Rep. Doggett, Lloyd [D-TX-37] (D-TX), 2025-07-10T00:00:00.000Z
- Rep. Owens, Burgess [R-UT-4] (R-UT), 2025-09-17T00:00:00.000Z
- Rep. Wasserman Schultz, Debbie [D-FL-25] (D-FL), 2025-09-17T00:00:00.000Z
- Rep. Simpson, Michael K. [R-ID-2] (R-ID), 2025-09-17T00:00:00.000Z
- Rep. Gonzalez, Vicente [D-TX-34] (D-TX), 2025-09-17T00:00:00.000Z
- Rep. Turner, Michael R. [R-OH-10] (R-OH), 2025-10-10T00:00:00.000Z
- Rep. Mfume, Kweisi [D-MD-7] (D-MD), 2025-10-10T00:00:00.000Z
- Rep. Miller-Meeks, Mariannette [R-IA-1] (R-IA), 2025-10-17T00:00:00.000Z
- Rep. Bynum, Janelle S. [D-OR-5] (D-OR), 2025-10-17T00:00:00.000Z
- Del. Moylan, James C. [R-GU-At Large] (R-GU), 2026-10-19T00:00:00.000Z
- Rep. Alford, Mark [R-MO-4] (R-MO), 2026-10-19T00:00:00.000Z
- Rep. Harris, Andy [R-MD-1] (R-MD), 2025-10-28T00:00:00.000Z
- Rep. Larson, John B. [D-CT-1] (D-CT), 2025-10-28T00:00:00.000Z
- Rep. Nunn, Zachary [R-IA-3] (R-IA), 2025-10-28T00:00:00.000Z
- Rep. Suozzi, Thomas R. [D-NY-3] (D-NY), 2025-10-28T00:00:00.000Z
- Rep. Pocan, Mark [D-WI-2] (D-WI), 2025-11-10T00:00:00.000Z
- Rep. Walkinshaw, James R. [D-VA-11] (D-VA), 2025-11-10T00:00:00.000Z
- Rep. Levin, Mike [D-CA-49] (D-CA), 2025-11-12T00:00:00.000Z
- Rep. Pappas, Chris [D-NH-1] (D-NH), 2025-12-01T00:00:00.000Z
- Rep. Fletcher, Lizzie [D-TX-7] (D-TX), 2025-12-03T00:00:00.000Z
- Rep. Guest, Michael [R-MS-3] (R-MS), 2025-12-05T00:00:00.000Z
- Rep. Conaway, Herbert C. [D-NJ-3] (D-NJ), 2025-12-16T00:00:00.000Z
- Rep. Vasquez, Gabe [D-NM-2] (D-NM), 2025-12-17T00:00:00.000Z
- Rep. Tran, Derek [D-CA-45] (D-CA), 2025-12-17T00:00:00.000Z
- Rep. McDonald Rivet, Kristen [D-MI-8] (D-MI), 2025-12-18T00:00:00.000Z
- Rep. Gillen, Laura [D-NY-4] (D-NY), 2026-01-07T00:00:00.000Z
- Rep. Bera, Ami [D-CA-6] (D-CA), 2026-02-02T00:00:00.000Z
- Rep. Salinas, Andrea [D-OR-6] (D-OR), 2026-02-09T00:00:00.000Z
- Rep. Figures, Shomari [D-AL-2] (D-AL), 2026-02-09T00:00:00.000Z
- Rep. Magaziner, Seth [D-RI-2] (D-RI), 2026-02-25T00:00:00.000Z
- Rep. Dexter, Maxine [D-OR-3] (D-OR), 2026-02-25T00:00:00.000Z
- Rep. Kennedy, Mike [R-UT-3] (R-UT), 2026-03-03T00:00:00.000Z
- Rep. Onder, Robert F. [R-MO-3] (R-MO), 2026-03-16T00:00:00.000Z
- Rep. Deluzio, Christopher R. [D-PA-17] (D-PA), 2026-03-16T00:00:00.000Z
- Rep. Murphy, Gregory F. [R-NC-3] (R-NC), 2026-03-24T00:00:00.000Z
- Rep. Dean, Madeleine [D-PA-4] (D-PA), 2026-03-24T00:00:00.000Z
- Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA), 2026-03-24T00:00:00.000Z
- Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ), 2026-03-24T00:00:00.000Z
- Rep. Haridopolos, Mike [R-FL-8] (R-FL), 2026-03-24T00:00:00.000Z
- Rep. Meng, Grace [D-NY-6] (D-NY), 2026-03-24T00:00:00.000Z
- Rep. Menendez, Robert [D-NJ-8] (D-NJ), 2026-03-26T00:00:00.000Z
- Rep. Moore, Tim [R-NC-14] (R-NC), 2026-03-26T00:00:00.000Z
- Rep. Cohen, Steve [D-TN-9] (D-TN), 2026-03-26T00:00:00.000Z
- Rep. Thanedar, Shri [D-MI-13] (D-MI), 2026-04-02T00:00:00.000Z
- Rep. Ross, Deborah K. [D-NC-2] (D-NC), 2026-04-02T00:00:00.000Z
- Rep. Stauber, Pete [R-MN-8] (R-MN), 2026-04-02T00:00:00.000Z
- Rep. Adams, Alma S. [D-NC-12] (D-NC), 2026-04-02T00:00:00.000Z
- Rep. Balint, Becca [D-VT-At Large] (D-VT), 2026-04-02T00:00:00.000Z
- Rep. Schneider, Bradley Scott [D-IL-10] (D-IL), 2026-04-14T00:00:00.000Z
- Rep. Titus, Dina [D-NV-1] (D-NV), 2026-04-14T00:00:00.000Z
- Rep. Crank, Jeff [R-CO-5] (R-CO), 2026-04-14T00:00:00.000Z
- Rep. Case, Ed [D-HI-1] (D-HI), 2026-04-14T00:00:00.000Z
- Rep. Crow, Jason [D-CO-6] (D-CO), 2026-04-14T00:00:00.000Z
- Rep. Tlaib, Rashida [D-MI-12] (D-MI), 2026-04-20T00:00:00.000Z
- Rep. Stansbury, Melanie A. [D-NM-1] (D-NM), 2026-04-20T00:00:00.000Z
- Rep. Simon, Lateefah [D-CA-12] (D-CA), 2026-04-20T00:00:00.000Z
- Rep. Craig, Angie [D-MN-2] (D-MN), 2026-04-22T00:00:00.000Z
- Rep. Lynch, Stephen F. [D-MA-8] (D-MA), 2026-04-27T00:00:00.000Z
- Rep. Lieu, Ted [D-CA-36] (D-CA), 2026-04-28T00:00:00.000Z
- Rep. Goldman, Daniel S. [D-NY-10] (D-NY), 2026-04-30T00:00:00.000Z
- Rep. Huizenga, Bill [R-MI-4] (R-MI), 2026-05-12T00:00:00.000Z
- Rep. Morelle, Joseph D. [D-NY-25] (D-NY), 2026-05-12T00:00:00.000Z
- Rep. Mullin, Kevin [D-CA-15] (D-CA), 2026-05-12T00:00:00.000Z
- Rep. Schmidt, Derek [R-KS-2] (R-KS), 2026-05-13T00:00:00.000Z
- Rep. García, Jesús G. "Chuy" [D-IL-4] (D-IL), 2026-05-13T00:00:00.000Z
- Rep. Beatty, Joyce [D-OH-3] (D-OH), 2026-05-19T00:00:00.000Z
- Rep. Kennedy, Timothy M. [D-NY-26] (D-NY), 2026-05-19T00:00:00.000Z
- Rescom. Hernández, Pablo Jose [D-PR-At Large] (D-PR), 2026-05-19T00:00:00.000Z
- Rep. Grijalva, Adelita S. [D-AZ-7] (D-AZ), 2026-06-02T00:00:00.000Z
- Rep. DeGette, Diana [D-CO-1] (D-CO), 2026-06-02T00:00:00.000Z
- Rep. Cisneros, Gilbert Ray [D-CA-31] (D-CA), 2026-06-02T00:00:00.000Z
- Rep. Stevens, Haley M. [D-MI-11] (D-MI), 2026-06-02T00:00:00.000Z
- Rep. Amo, Gabe [D-RI-1] (D-RI), 2026-06-02T00:00:00.000Z
- Rep. LaLota, Nick [R-NY-1] (R-NY), 2026-06-04T00:00:00.000Z
- Rep. Ansari, Yassamin [D-AZ-3] (D-AZ), 2026-06-04T00:00:00.000Z
- Rep. Goodlander, Maggie [D-NH-2] (D-NH), 2026-06-08T00:00:00.000Z
- Rep. Sewell, Terri A. [D-AL-7] (D-AL), 2026-06-08T00:00:00.000Z
- Rep. Kiggans, Jennifer A. [R-VA-2] (R-VA), 2026-06-08T00:00:00.000Z
- Rep. Thompson, Glenn [R-PA-15] (R-PA), 2026-06-09T00:00:00.000Z
- Rep. De La Cruz, Monica [R-TX-15] (R-TX), 2026-06-29T00:00:00.000Z
- Rep. Lofgren, Zoe [D-CA-18] (D-CA), 2026-06-29T00:00:00.000Z
- Rep. Budzinski, Nikki [D-IL-13] (D-IL), 2026-06-29T00:00:00.000Z
- Rep. Begich, Nicholas J. [R-AK-At Large] (R-AK), 2026-06-29T00:00:00.000Z
- Rep. Torres, Ritchie [D-NY-15] (D-NY), 2026-07-09T00:00:00.000Z
- Rep. McGovern, James P. [D-MA-2] (D-MA), 2026-07-13T00:00:00.000Z
- Rep. Bilirakis, Gus M. [R-FL-12] (R-FL), 2026-09-17T00:00:00.000Z

## Provisions PRIA read

- No-interest loan pause for medical and dental residents: benefit, high. If enacted, this bill would let medical and dental residents pause certain federal student loans. While deferred, you would not make principal payments, and interest would not accrue. You would need to be serving in a qualifying internship or residency for the deferment to apply. It would apply onl…

## Related bills

- 119-hr-909: Crime Victims Fund Stabilization Act of 2025
- 119-hr-2102: Major Richard Star Act
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-1993: 25th Anniversary of 9/11 Commemorative Coin Act

## Sources
- [119-hr-2028 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2028)

## Related
- [119-hr-909: Crime Victims Fund Stabilization Act of 2025](https://policyrisk.com/legislation/119-hr-909)
- [119-hr-2102: Major Richard Star Act](https://policyrisk.com/legislation/119-hr-2102)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-1993: 25th Anniversary of 9/11 Commemorative Coin Act](https://policyrisk.com/legislation/119-hr-1993)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2028 (as of 2026-10-21).