# 119-hr-2087: SAFE Bet Act of 2025

119-hr-2087, SAFE Bet Act of 2025, is a 119th Congress bill sponsored by Rep. Tonko, Paul [D-NY-20] (D-NY); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-2087
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2087
- Congress: 119
- Title: SAFE Bet Act of 2025
- Status: introduced
- Introduced: 2025-03-11
- Sponsor: Rep. Tonko, Paul [D-NY-20] (D-NY)
- Cosponsors: 0
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**A federal floor of minimum standards for sports wagering** would protect consumers and safeguard contest integrity. The bill would set licensing and oversight rules for operators, require state opt-in programs, and expand national public-health tracking. - Families and bettors would get stronger consumer protections including a national self-exclusion list, deposit limits of 5 per 24 hours, a ban on credit-card deposits, explicit withdrawal safeguards, and affordability checks for wagers over $1,000 in 24 hours or $10,000 in 30 days. - States, tribes, and operators would face new licensing and suitability rules, annual background checks for staff, reserve requirements to cover patron funds and pending payouts, five-year recordkeeping of wagers, real-time anonymized data reporting to regulators, and civil penalties up to the greater of $10,000 or three times a wager. - Public-health authorities would run an annual national survey on online sports betting starting within one year, create an improved gambling addiction surveillance system, and the Surgeon General must report on related public-health challenges within one year.

## Provisions PRIA read

- Stronger rules to protect sports bettors: benefit, high. This bill would set clear rules to protect people who bet on sports. Companies would have to show bonus terms and the real odds before you bet, and let you cancel for free after seeing the odds. Ads would have limits: no odds boosts, no how‑to‑bet tips, no targeting problem gamblers or people under…
- Servers on Tribal land set jurisdiction: benefit, medium. For online bets, the wager would count as made where the accepting server or equipment is located. If the server is on Indian lands, the bet and server are in the same State, and a Tribal‑State compact authorizes interactive betting, the wager would be treated as occurring exclusively on Indian lan…
- More help and tracking for problem gambling: benefit, medium. If enacted, operators would have to set aside part of revenue for gambling treatment and responsible gaming education. The Secretary would run a national survey within 1 year and every year after to measure gambling harms, using qualified researchers and the Problem Gambling Severity Index. The CDC…
- Federal ban and fines for illegal betting: cost, high. This bill would make it illegal to accept sports bets unless you are a licensed operator in an opt‑in State or covered by a State social gambling law. That ban would start 18 months after enactment. Violators could face a civil penalty for each illegal bet of up to the greater of $10,000 or three t…
- Tougher licensing and hiring for operators: cost, medium. If enacted, States would license operators and judge suitability after full background checks on the applicant and people in control, including the CEO and key executives. States could deny or revoke licenses for false statements, serious crimes, unpaid taxes, or ties to illegal internet gambling s…
- States need federal OK to run betting: mixed, medium. A State would have to apply to the U.S. Attorney General to run a sports‑betting program. The AG would have 180 days to approve a complete application unless standards are not met, and the State must report big changes within 30 days. Approvals would last three years and renewals follow the same re…
- Protect customer data and account funds: mixed, medium. Operators would have to keep a record for each wager for at least five years. Records include name, address, birth date, and SSN or passport (verified) when required, plus bet amount, time, location/IP, and outcome. The ID rule would not apply to non‑account bets at or under $10,000 when the operat…
- Rules for data used to settle bets: mixed, medium. Through December 31, 2025, operators would need to use results data from the sports organization or its authorized provider. For bets after that date, States would have to approve other sources that are legally obtained, expressly authorized, identified in the State’s application, and match the spe…

## Related bills

- 119-hr-3077: Agriculture Resilience Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7973: Momnibus Act
- 119-hr-5658: Child Care for Every Community Act
- 119-hr-5356: National Infrastructure Bank Act of 2025
- 119-hr-3069: Medicare for All Act

## Sources
- [119-hr-2087 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2087)

## Related
- [119-hr-3077: Agriculture Resilience Act of 2025](https://policyrisk.com/legislation/119-hr-3077)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-5658: Child Care for Every Community Act](https://policyrisk.com/legislation/119-hr-5658)
- [119-hr-5356: National Infrastructure Bank Act of 2025](https://policyrisk.com/legislation/119-hr-5356)
- [119-hr-3069: Medicare for All Act](https://policyrisk.com/legislation/119-hr-3069)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2087 (as of 2026-04-21).