# 119-hr-2123: NFIP Extension Act of 2025

119-hr-2123, NFIP Extension Act of 2025, is a 119th Congress bill sponsored by Rep. Garbarino, Andrew R. [R-NY-2] (R-NY); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-2123
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2123
- Congress: 119
- Title: NFIP Extension Act of 2025
- Status: introduced
- Introduced: 2025-03-14
- Sponsor: Rep. Garbarino, Andrew R. [R-NY-2] (R-NY)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Extends the National Flood Insurance Program's authorization and financing through September 30, 2025.** This bill would amend two sections of the National Flood Insurance Act of 1968 to replace existing dates with a September 30, 2025 financing cutoff and program expiration. It would apply those date changes retroactively to March 14, 2025 if enacted later. The text includes no new funding, eligibility changes, or program rule changes and therefore preserves NFIP continuity for an additional two years.

## Cosponsors (1)

- Rep. Begich, Nicholas J. [R-AK-At Large] (R-AK), 2025-06-03T00:00:00.000Z

## Provisions PRIA read

- Extend flood insurance through 2025: benefit, low. If enacted, this bill would extend the National Flood Insurance Program (NFIP) through September 30, 2025. It would also extend NFIP financing authority through that date. If the bill becomes law after March 14, 2025, the extension would apply as if it began on March 14, 2025. This would keep NFIP…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-4206: CONNECT for Health Act of 2025
- 119-hr-21: Born-Alive Abortion Survivors Protection Act
- 119-hr-2591: Mental Health in Aviation Act of 2025

## Sources
- [119-hr-2123 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2123)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [119-hr-21: Born-Alive Abortion Survivors Protection Act](https://policyrisk.com/legislation/119-hr-21)
- [119-hr-2591: Mental Health in Aviation Act of 2025](https://policyrisk.com/legislation/119-hr-2591)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2123 (as of 2026-04-21).