# 119-hr-2362: VA Home Loan Awareness Act of 2025

119-hr-2362, VA Home Loan Awareness Act of 2025, is a 119th Congress bill sponsored by Rep. De La Cruz, Monica [R-TX-15] (R-TX); status introduced; PRIA reads it as touching household money (as of 2026-09-23).

- Canonical: https://policyrisk.com/legislation/119-hr-2362
- As of: 2026-09-23
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2362
- Congress: 119
- Title: VA Home Loan Awareness Act of 2025
- Status: introduced
- Introduced: 2025-03-26
- Sponsor: Rep. De La Cruz, Monica [R-TX-15] (R-TX)
- Cosponsors: 25
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-09-23

## Summary

**Boosts veteran awareness of VA home loan options.** This bill would require the Uniform Residential Loan Application to include a disclaimer under the military service question saying 'If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility.' It would also direct a Government Accountability Office study to determine whether fewer than 80 percent of lenders using the URLA have added the disclaimer within 18 months. - Veterans and military families: More applicants who report military service would see a direct prompt that they may qualify for a VA home loan when completing the URLA. - Enterprises and lenders: Each enterprise would be required to add the disclaimer on the URLA within six months through a regulation or order, affecting lenders that use the form. - Government oversight: The GAO would report within 18 months on whether under 80 percent of lenders have adopted the disclaimer.

## Cosponsors (25)

- Rep. Green, Al [D-TX-9] (D-TX), 2025-03-26T00:00:00.000Z
- Rep. Pfluger, August [R-TX-11] (R-TX), 2025-03-26T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2025-03-26T00:00:00.000Z
- Rep. Gooden, Lance [R-TX-5] (R-TX), 2025-03-26T00:00:00.000Z
- Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA), 2025-03-26T00:00:00.000Z
- Rep. Crenshaw, Dan [R-TX-2] (R-TX), 2025-03-26T00:00:00.000Z
- Rep. Pettersen, Brittany [D-CO-7] (D-CO), 2025-03-26T00:00:00.000Z
- Rep. Beatty, Joyce [D-OH-3] (D-OH), 2025-03-26T00:00:00.000Z
- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2025-03-26T00:00:00.000Z
- Rep. Harder, Josh [D-CA-9] (D-CA), 2025-03-26T00:00:00.000Z
- Rep. Ross, Deborah K. [D-NC-2] (D-NC), 2025-03-26T00:00:00.000Z
- Rep. Rutherford, John H. [R-FL-5] (R-FL), 2025-04-01T00:00:00.000Z
- Rep. Begich, Nicholas J. [R-AK-At Large] (R-AK), 2025-06-03T00:00:00.000Z
- Rep. Johnson, Julie [D-TX-32] (D-TX), 2025-07-16T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2025-09-15T00:00:00.000Z
- Rep. Valadao, David G. [R-CA-22] (R-CA), 2025-11-04T00:00:00.000Z
- Rep. Pappas, Chris [D-NH-1] (D-NH), 2025-11-12T00:00:00.000Z
- Rep. Whitesides, George [D-CA-27] (D-CA), 2025-12-03T00:00:00.000Z
- Rep. Moore, Tim [R-NC-14] (R-NC), 2025-12-15T00:00:00.000Z
- Rep. Riley, Josh [D-NY-19] (D-NY), 2025-12-17T00:00:00.000Z
- Rep. Neguse, Joe [D-CO-2] (D-CO), 2025-12-18T00:00:00.000Z
- Rep. Goodlander, Maggie [D-NH-2] (D-NH), 2026-02-24T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2026-03-05T00:00:00.000Z
- Rep. Bera, Ami [D-CA-6] (D-CA), 2026-03-24T00:00:00.000Z
- Rep. Schrier, Kim [D-WA-8] (D-WA), 2026-05-29T00:00:00.000Z

## Provisions PRIA read

- VA loan note on mortgage form: benefit, medium. If enacted, this bill would require the Director to make enterprises add a VA loan disclaimer to the Uniform Residential Loan Application (URLA). The disclaimer must appear below the military service question. Exact text required: "If yes, you may qualify for a VA Home Loan. Consult your lender reg…

## Related bills

- 119-hr-1993: 25th Anniversary of 9/11 Commemorative Coin Act
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025
- 119-hr-2102: Major Richard Star Act
- 119-hr-1422: Enhanced Iran Sanctions Act of 2025
- 119-hr-909: Crime Victims Fund Stabilization Act of 2025

## Sources
- [119-hr-2362 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2362)

## Related
- [119-hr-1993: 25th Anniversary of 9/11 Commemorative Coin Act](https://policyrisk.com/legislation/119-hr-1993)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [119-hr-2102: Major Richard Star Act](https://policyrisk.com/legislation/119-hr-2102)
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [119-hr-909: Crime Victims Fund Stabilization Act of 2025](https://policyrisk.com/legislation/119-hr-909)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2362 (as of 2026-09-23).