# 119-hr-2435: Save Our Small Farms Act of 2025

119-hr-2435, Save Our Small Farms Act of 2025, is a 119th Congress bill sponsored by Rep. Hayes, Jahana [D-CT-5] (D-CT); status in_committee; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-2435
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2435
- Congress: 119
- Title: Save Our Small Farms Act of 2025
- Status: in_committee
- Introduced: 2025-03-27
- Sponsor: Rep. Hayes, Jahana [D-CT-5] (D-CT)
- Cosponsors: 6
- Policy area: Agriculture and Food
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

This bill reforms farm disaster and whole‑farm insurance to make it easier and cheaper for small, underserved, and micro farms to get reliable coverage. **Expands access to whole‑farm and micro‑farm insurance while cutting paperwork and creating clear on‑ramps from disaster aid to revenue protection.** - Small, limited‑resource, beginning, socially disadvantaged, and veteran farmers get simpler NAP rules, expanded crop listings, and targeted premium discounts. It raises certain income eligibility thresholds to $600,000 and lets diverse or direct‑to‑consumer operations file streamlined acreage reports and two reports per year. - Producers moving to Whole Farm Revenue Protection gain a voluntary Revenue‑Based Option that accepts IRS Schedule F records, phased premium discounts to encourage transition, and higher growth limits up to the lower of 100% of historic revenue or $500,000. The Risk Management Agency must speed decisions and provide appeal rights. - Micro farms keep a permanent micro plan nationwide, can include vertically integrated operations, and may qualify with higher revenue limits up to $1,000,000 or more. The bill funds agent tools, training, a pricing library pilot, and public reporting within 18 months.

## Cosponsors (6)

- Rep. Larson, John B. [D-CT-1] (D-CT), 2025-03-27T00:00:00.000Z
- Rep. Courtney, Joe [D-CT-2] (D-CT), 2025-03-27T00:00:00.000Z
- Rep. DeLauro, Rosa L. [D-CT-3] (D-CT), 2025-03-27T00:00:00.000Z
- Rep. Himes, James A. [D-CT-4] (D-CT), 2025-03-27T00:00:00.000Z
- Rep. Riley, Josh [D-NY-19] (D-NY), 2025-06-23T00:00:00.000Z
- Rep. Tokuda, Jill N. [D-HI-2] (D-HI), 2026-03-18T00:00:00.000Z

## Provisions PRIA read

- Easier whole-farm insurance for growers: benefit, high. If enacted, whole‑farm revenue insurance would be easier to get and use. Coverage rules would broaden, including a growth limit set to the lower of 100% of historic revenue or $500,000, and the diversity discount could count up to 10 commodities. Insurers would need to accept or reject applications…
- Cheaper revenue coverage for noninsured crops: benefit, medium. If enacted, producers could pick a streamlined, revenue-based option for noninsured crops. IRS Schedule F would count as proof of past revenue, and rules would ensure discounts go only to producers who transition to a whole‑farm plan. The on‑ramp could cut premiums by 25% in year one with a 3‑year…
- Easier help and claims for noninsured crops: benefit, medium. If enacted, more crops would be eligible and local average market prices could be used for them. Producers of hand‑harvested or fast‑deteriorating crops could file loss notices 120 hours or more after a loss. Small, diverse, and urban farms would face less paperwork, with an option to file two acre…
- Study new fast‑pay weather insurance: benefit, medium. If enacted, the government would study a single‑index insurance to cover income losses from major weather events. The design would aim to pay within 30 days, work in every state and territory, and allow buy‑up or buy‑down options in 5% steps. It would give special attention to farms under $350,000…
- One noninsured crop rule to 100%: mixed, low. If enacted, a rule in the noninsured crop program would change a percentage from 65% to 100%. The real‑world effect would depend on what that percentage controls today. Some producers could see a benefit, a cost, or no change.

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7973: Momnibus Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-51: Washington, D.C. Admission Act
- 119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025

## Sources
- [119-hr-2435 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2435)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-hr-51)
- [119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-hr-20)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2435 (as of 2026-04-21).
