# 119-hr-2528: Association Health Plans Act

119-hr-2528, Association Health Plans Act, is a 119th Congress bill sponsored by Rep. Walberg, Tim [R-MI-5] (R-MI); status in_committee; PRIA reads it as touching household money (as of 2026-06-12).

- Canonical: https://policyrisk.com/legislation/119-hr-2528
- As of: 2026-06-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2528
- Congress: 119
- Title: Association Health Plans Act
- Status: in_committee
- Introduced: 2025-04-01
- Sponsor: Rep. Walberg, Tim [R-MI-5] (R-MI)
- Cosponsors: 32
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-06-12

## Summary

**Treats certain employer associations as employers for group health plans.** This bill would let qualifying groups or associations sponsor association health plans across industries and sets rules on who can join, how plans must be run, and how self-employed people are treated. - Workers and families: Employees of member employers would be aggregated into a single multiple employer welfare arrangement. Plans must cover at least 51 employees across all members to qualify. - Self-employed individuals: People with no common-law employees who own a business and work at least 10 hours per week (or 40 hours per month) could join if the plan board certifies and later monitors their eligibility. If the board finds someone no longer qualifies, coverage may be withheld for the following plan year but can be reinstated with proof of eligibility. - Associations and employers: A group must exist at least 2 years, be formed for purposes other than buying medical care, not condition membership on health factors, and have a governing board with at least 75 percent of members being participating employer members. - Legal effect: Offering coverage through these association plans would not be used to infer employer or joint-employer status under federal or state law.

## Cosponsors (32)

- Rep. Allen, Rick W. [R-GA-12] (R-GA), 2025-04-01T00:00:00.000Z
- Rep. Onder, Robert F. [R-MO-3] (R-MO), 2025-04-01T00:00:00.000Z
- Rep. Crenshaw, Dan [R-TX-2] (R-TX), 2025-04-01T00:00:00.000Z
- Rep. Bice, Stephanie I. [R-OK-5] (R-OK), 2025-04-01T00:00:00.000Z
- Rep. Kiley, Kevin [I-CA-3] (I-CA), 2025-04-01T00:00:00.000Z
- Rep. Grothman, Glenn [R-WI-6] (R-WI), 2025-04-01T00:00:00.000Z
- Rep. Mackenzie, Ryan [R-PA-7] (R-PA), 2025-04-01T00:00:00.000Z
- Rep. Huizenga, Bill [R-MI-4] (R-MI), 2025-04-01T00:00:00.000Z
- Rep. Owens, Burgess [R-UT-4] (R-UT), 2025-04-03T00:00:00.000Z
- Rep. Harris, Mark [R-NC-8] (R-NC), 2025-04-03T00:00:00.000Z
- Rep. Thompson, Glenn [R-PA-15] (R-PA), 2025-04-21T00:00:00.000Z
- Rep. Hill, J. French [R-AR-2] (R-AR), 2025-04-24T00:00:00.000Z
- Rep. Smith, Adrian [R-NE-3] (R-NE), 2025-04-30T00:00:00.000Z
- Rep. Biggs, Andy [R-AZ-5] (R-AZ), 2025-05-29T00:00:00.000Z
- Rep. Cuellar, Henry [D-TX-28] (D-TX), 2025-06-05T00:00:00.000Z
- Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ), 2025-06-05T00:00:00.000Z
- Rep. Weber, Randy K. Sr. [R-TX-14] (R-TX), 2025-06-05T00:00:00.000Z
- Rep. Fischbach, Michelle [R-MN-7] (R-MN), 2025-06-25T00:00:00.000Z
- Rep. Hunt, Wesley [R-TX-38] (R-TX), 2025-06-25T00:00:00.000Z
- Rep. Goldman, Craig A. [R-TX-12] (R-TX), 2025-06-25T00:00:00.000Z
- Rep. Gosar, Paul A. [R-AZ-9] (R-AZ), 2025-06-25T00:00:00.000Z
- Rep. Messmer, Mark B. [R-IN-8] (R-IN), 2025-06-25T00:00:00.000Z
- Rep. Smith, Christopher H. [R-NJ-4] (R-NJ), 2025-07-02T00:00:00.000Z
- Rep. Ciscomani, Juan [R-AZ-6] (R-AZ), 2025-07-16T00:00:00.000Z
- Rep. Hamadeh, Abraham J. [R-AZ-8] (R-AZ), 2025-07-25T00:00:00.000Z
- Rep. Bishop, Sanford D. [D-GA-2] (D-GA), 2025-08-15T00:00:00.000Z
- Rep. Meuser, Daniel [R-PA-9] (R-PA), 2025-11-07T00:00:00.000Z
- Rep. Barr, Andy [R-KY-6] (R-KY), 2025-11-07T00:00:00.000Z
- Rep. Dunn, Neal P. [R-FL-2] (R-FL), 2025-11-20T00:00:00.000Z
- Rep. Calvert, Ken [R-CA-41] (R-CA), 2025-12-03T00:00:00.000Z
- Rep. Fitzgerald, Scott [R-WI-5] (R-WI), 2025-12-04T00:00:00.000Z
- Rep. Schweikert, David [R-AZ-1] (R-AZ), 2025-12-12T00:00:00.000Z

## Provisions PRIA read

- Health protections for association plan enrollees: benefit, high. If enacted, association plans could not set eligibility or charge more based on your health status. They could not deny coverage for pre‑existing conditions. These plans would still need to follow ERISA and Public Health Service Act rules, keeping current federal protections in place.
- More access to association health plans: benefit, medium. If enacted, more employer groups could be treated as a single employer to sponsor a health plan. The group would need at least 51 employees in total, be active for 2 years, and have a board where most members are employers. It could not be set up mainly to sell medical care or be owned by an insure…
- Plan coverage not proof of employment: benefit, low. If enacted, giving someone association plan coverage would not, by itself, count as proof of an employer or joint‑employer relationship. Courts and agencies could not use plan participation alone to show one business employs that person.
- New premium rules for association plans: mixed, medium. If enacted, these plans could set a pooled base premium using all claims, then adjust each employer’s share for that employer’s risk. State law could limit or block these pricing methods. If a group has only self‑employed members and at least 20 people, everyone in that group would be in one risk p…

## Related bills

- 119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act
- 119-hres-719: Honoring the life and legacy of Charles Charlie James Kirk.
- 119-hr-703: Main Street Tax Certainty Act
- 119-hr-1422: Enhanced Iran Sanctions Act of 2025
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025
- 119-hr-38: Constitutional Concealed Carry Reciprocity Act of 2025

## Sources
- [119-hr-2528 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2528)

## Related
- [119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-1628)
- [119-hres-719: Honoring the life and legacy of Charles Charlie James Kirk.](https://policyrisk.com/legislation/119-hres-719)
- [119-hr-703: Main Street Tax Certainty Act](https://policyrisk.com/legislation/119-hr-703)
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [119-hr-38: Constitutional Concealed Carry Reciprocity Act of 2025](https://policyrisk.com/legislation/119-hr-38)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2528 (as of 2026-06-12).