# 119-hr-258: To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.

119-hr-258, To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation., is a 119th Congress bill sponsored by Rep. Bice, Stephanie I. [R-OK-5] (R-OK); status introduced; PRIA reads it as touching household money (as of 2026-10-28).

- Canonical: https://policyrisk.com/legislation/119-hr-258
- As of: 2026-10-28
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-258
- Congress: 119
- Title: To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.
- Status: introduced
- Introduced: 2025-01-09
- Sponsor: Rep. Bice, Stephanie I. [R-OK-5] (R-OK)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-10-28

## Summary

**Blocks the January 19, 2023 changes that would raise upfront mortgage fees for certain single-family loans.** This bill would stop the Federal Housing Finance Agency and the government-sponsored enterprises from putting into effect higher loan-level price adjustments and related credit fees announced that day. - Families and homebuyers: Preserves the existing upfront fee schedule for many single-family mortgages, so some borrowers would not face the higher percentage fee adjustments that were proposed. - Borrowers with lower credit scores: Keeps stronger pricing protections for people whose credit profiles would have triggered larger fee increases under the revised charts. - FHFA, Fannie Mae, Freddie Mac and lenders: Prevents the agencies and Enterprises from implementing the January 2023 loan-level price adjustments, and strips legal effect from the lender letter and bulletin that described those changes.

## Provisions PRIA read

- Block 2023 mortgage fee hikes: benefit, medium. This bill would bar FHFA, Fannie Mae, and Freddie Mac from using the single-family pricing changes announced on January 19, 2023. It would void those updates and the related Fannie Mae Lender Letter LL-2023-01 and Freddie Mac Bulletin 2023-1. If enacted, borrowers and homebuyers would avoid the pla…

## Related bills

- 119-hr-3816: Weather Act Reauthorization Act of 2025
- 119-hr-2756: National Biotechnology Initiative Act of 2025
- 119-hr-3132: CHOICE for Veterans Act of 2025
- 119-hr-5351: NSF AI Education Act of 2025
- 119-hr-833: Educational Choice for Children Act of 2025
- 119-hr-9342: GPO Modernization Act of 2026

## Sources
- [119-hr-258 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/258)

## Related
- [119-hr-3816: Weather Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-hr-3816)
- [119-hr-2756: National Biotechnology Initiative Act of 2025](https://policyrisk.com/legislation/119-hr-2756)
- [119-hr-3132: CHOICE for Veterans Act of 2025](https://policyrisk.com/legislation/119-hr-3132)
- [119-hr-5351: NSF AI Education Act of 2025](https://policyrisk.com/legislation/119-hr-5351)
- [119-hr-833: Educational Choice for Children Act of 2025](https://policyrisk.com/legislation/119-hr-833)
- [119-hr-9342: GPO Modernization Act of 2026](https://policyrisk.com/legislation/119-hr-9342)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-258 (as of 2026-10-28).