# 119-hr-2835: Small Bank Holding Company Relief Act

119-hr-2835, Small Bank Holding Company Relief Act, is a 119th Congress bill sponsored by Rep. Donalds, Byron [R-FL-19] (R-FL); status in_committee; PRIA reads it as touching household money (as of 2026-10-09).

- Canonical: https://policyrisk.com/legislation/119-hr-2835
- As of: 2026-10-09
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2835
- Congress: 119
- Title: Small Bank Holding Company Relief Act
- Status: in_committee
- Introduced: 2025-04-10
- Sponsor: Rep. Donalds, Byron [R-FL-19] (R-FL)
- Cosponsors: 6
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-10-09

## Summary

**Raises the small-bank holding company threshold to $25 billion.** The bill would require the Federal Reserve to update Appendix C to part 225 within 180 days to set the consolidated asset cutoff at $25 billion. That change expands which bank and savings and loan holding companies qualify for the Small Bank Holding Company and Savings and Loan Holding Company Policy Statement and can ease regulatory constraints for firms that reach the higher threshold.

## Cosponsors (6)

- Rep. Haridopolos, Mike [R-FL-8] (R-FL), 2025-04-10T00:00:00.000Z
- Rep. Lucas, Frank D. [R-OK-3] (R-OK), 2025-04-10T00:00:00.000Z
- Rep. Downing, Troy [R-MT-2] (R-MT), 2025-04-14T00:00:00.000Z
- Rep. Barr, Andy [R-KY-6] (R-KY), 2025-05-19T00:00:00.000Z
- Rep. De La Cruz, Monica [R-TX-15] (R-TX), 2025-06-04T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2025-06-09T00:00:00.000Z

## Provisions PRIA read

- More banks qualify for small-bank rules: benefit, medium. This bill would require the Federal Reserve to raise the small-bank asset cap to $25 billion. The Fed would have 180 days after enactment to make this change. More bank and savings-and-loan holding companies would qualify for these rules, which could ease some regulatory limits. Any effects on cust…

## Related bills

- 119-hr-6955: Main Street Capital Access Act
- 119-hr-10184: Consumer Financial Protection Accountability and Reform Act of 2026
- 119-hr-1422: Enhanced Iran Sanctions Act of 2025
- 119-hr-1919: Anti-CBDC Surveillance State Act
- 119-hr-38: Constitutional Concealed Carry Reciprocity Act of 2025
- 119-hr-6644: 21st Century ROAD to Housing Act

## Sources
- [119-hr-2835 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2835)

## Related
- [119-hr-6955: Main Street Capital Access Act](https://policyrisk.com/legislation/119-hr-6955)
- [119-hr-10184: Consumer Financial Protection Accountability and Reform Act of 2026](https://policyrisk.com/legislation/119-hr-10184)
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [119-hr-1919: Anti-CBDC Surveillance State Act](https://policyrisk.com/legislation/119-hr-1919)
- [119-hr-38: Constitutional Concealed Carry Reciprocity Act of 2025](https://policyrisk.com/legislation/119-hr-38)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2835 (as of 2026-10-09).