# 119-hr-2836: FEMA Loan Interest Payment Relief Act

119-hr-2836, FEMA Loan Interest Payment Relief Act, is a 119th Congress bill sponsored by Rep. Dunn, Neal P. [R-FL-2] (R-FL); status in_committee; PRIA reads it as touching household money (as of 2026-05-22).

- Canonical: https://policyrisk.com/legislation/119-hr-2836
- As of: 2026-05-22
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2836
- Congress: 119
- Title: FEMA Loan Interest Payment Relief Act
- Status: in_committee
- Introduced: 2025-04-10
- Sponsor: Rep. Dunn, Neal P. [R-FL-2] (R-FL)
- Cosponsors: 18
- Policy area: Emergency Management
- Touches household money: yes
- Last recorded action: 2026-05-22

## Summary

**Offsets interest costs on disaster recovery loans.** This bill would let FEMA, acting through the President, reimburse qualifying interest on loans taken by local governments and electric cooperatives when at least 90% of the loan proceeds fund Stafford Act assistance projects. - Local governments, including the District of Columbia, could receive reimbursements for interest on loans used mainly for Stafford Act recovery projects. Eligible interest is the lesser of the actual interest paid or interest calculated using the most recently published Federal Reserve prime rate. - Electric cooperatives could get the same interest reimbursements for loans that fund Stafford Act–eligible activities. - The bill would allow a nine‑year lookback for qualifying interest and would require FEMA to publish alternative procedures within 30 days so States can apply within 60 days and receive reimbursements for pending projects within one year. - Reimbursements could only be paid from amounts appropriated on or after enactment.

## Cosponsors (18)

- Rep. Soto, Darren [D-FL-9] (D-FL), 2025-04-10T00:00:00.000Z
- Rep. Lee, Laurel M. [R-FL-15] (R-FL), 2025-04-10T00:00:00.000Z
- Rep. Carter, Troy A. [D-LA-2] (D-LA), 2025-04-10T00:00:00.000Z
- Rep. Higgins, Clay [R-LA-3] (R-LA), 2025-04-10T00:00:00.000Z
- Rep. Moore, Barry [R-AL-1] (R-AL), 2025-04-10T00:00:00.000Z
- Rep. Webster, Daniel [R-FL-11] (R-FL), 2025-04-10T00:00:00.000Z
- Rep. Gimenez, Carlos A. [R-FL-28] (R-FL), 2025-04-10T00:00:00.000Z
- Rep. Bilirakis, Gus M. [R-FL-12] (R-FL), 2025-04-10T00:00:00.000Z
- Rep. Moskowitz, Jared [D-FL-23] (D-FL), 2025-04-10T00:00:00.000Z
- Rep. Donalds, Byron [R-FL-19] (R-FL), 2025-04-10T00:00:00.000Z
- Rep. Mills, Cory [R-FL-7] (R-FL), 2025-04-10T00:00:00.000Z
- Rep. Franklin, Scott [R-FL-18] (R-FL), 2025-04-29T00:00:00.000Z
- Rep. Bean, Aaron [R-FL-4] (R-FL), 2025-04-29T00:00:00.000Z
- Rep. Steube, W. Gregory [R-FL-17] (R-FL), 2025-04-30T00:00:00.000Z
- Rep. Cammack, Kat [R-FL-3] (R-FL), 2025-06-03T00:00:00.000Z
- Rep. Rutherford, John H. [R-FL-5] (R-FL), 2025-07-16T00:00:00.000Z
- Rep. Scholten, Hillary J. [D-MI-3] (D-MI), 2025-08-19T00:00:00.000Z
- Rep. Haridopolos, Mike [R-FL-8] (R-FL), 2025-10-17T00:00:00.000Z

## Provisions PRIA read

- FEMA interest relief for governments and co-ops: benefit, low. If enacted, FEMA would reimburse some interest on loans that local governments and electric cooperatives used for disaster work. At least 90% of each loan’s funds would need to pay for activities that later get Stafford Act aid, after the loan is disbursed. Reimbursement would cover the lesser of t…
- Faster state payouts using new funds: mixed, low. If enacted, FEMA would publish alternative procedures within 30 days to speed up interest reimbursements on projects still pending. States would need to apply within 60 days after those procedures are published. FEMA would finish these reimbursements within one year after enactment. But only money…

## Related bills

- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act
- 119-hr-2102: Major Richard Star Act
- 119-hr-909: Crime Victims Fund Stabilization Act of 2025
- 119-hr-4669: FEMA Act of 2025

## Sources
- [119-hr-2836 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2836)

## Related
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-1628)
- [119-hr-2102: Major Richard Star Act](https://policyrisk.com/legislation/119-hr-2102)
- [119-hr-909: Crime Victims Fund Stabilization Act of 2025](https://policyrisk.com/legislation/119-hr-909)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2836 (as of 2026-05-22).