# 119-hr-2852: Expanded Student Saver’s Tax Credit Act

119-hr-2852, Expanded Student Saver’s Tax Credit Act, is a 119th Congress bill sponsored by Rep. Johnson, Julie [D-TX-32] (D-TX); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-2852
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2852
- Congress: 119
- Title: Expanded Student Saver’s Tax Credit Act
- Status: introduced
- Introduced: 2025-04-10
- Sponsor: Rep. Johnson, Julie [D-TX-32] (D-TX)
- Cosponsors: 2
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Expands eligibility for the Saver's Credit and the Saver's Match.** The bill would remove the prior "full-time student" restriction and instead make people eligible if another taxpayer can claim a Section 151 deduction for them in the same year. - Families and taxpayers who claim dependents: Parents or other taxpayers who can claim a Section 151 deduction for someone would make that person eligible for the Saver's Credit and Saver's Match when they make retirement contributions. - Part-time students and other dependents: People who were excluded solely because they were not full-time students could now qualify for the credit and the match. - Timing and program mechanics: The Saver's Credit change applies to contributions made after enactment. The Saver's Match change would take effect as if included in Section 103 of the SECURE 2.0 Act of 2022.

## Cosponsors (2)

- Rep. Johnson, Henry C. "Hank" [D-GA-4] (D-GA), 2025-04-10T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2025-04-10T00:00:00.000Z

## Provisions PRIA read

- Retirement tax help for dependents: benefit, high. If enacted, people claimed as dependents, including full-time students, could qualify for the Saver's Credit and the Saver's Match when they put money into a retirement account. You would still need to meet current income limits and make qualifying contributions. For the Saver's Credit, this would…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-6900: American Affordability Act of 2025
- 119-hr-8870: BUILD America 250 Act
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act
- 119-hr-3069: Medicare for All Act

## Sources
- [119-hr-2852 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2852)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-6900: American Affordability Act of 2025](https://policyrisk.com/legislation/119-hr-6900)
- [119-hr-8870: BUILD America 250 Act](https://policyrisk.com/legislation/119-hr-8870)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3069: Medicare for All Act](https://policyrisk.com/legislation/119-hr-3069)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2852 (as of 2026-04-21).