# 119-hr-2890: Financial Inclusion in Banking Act of 2025

119-hr-2890, Financial Inclusion in Banking Act of 2025, is a 119th Congress bill sponsored by Rep. Scott, David [D-GA-13] (D-GA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-2890
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2890
- Congress: 119
- Title: Financial Inclusion in Banking Act of 2025
- Status: introduced
- Introduced: 2025-04-10
- Sponsor: Rep. Scott, David [D-GA-13] (D-GA)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Creates an Office of Community Affairs at the Consumer Financial Protection Bureau** to study and promote banking access for under-banked, unbanked, and underserved consumers. It would lead research, coordinate with federal agencies, consult stakeholders, and propose strategies to increase financial education and participation. - Families and low- and moderate-income households: The Office would research why people start or stop banking relationships and recommend ways to improve access and financial education for these groups. - Depository institutions including minority depository institutions: The Office would consult trade associations and community banks to identify practical barriers and solutions to increase outreach and service. - Federal agencies and Congress: The Office would coordinate with other Bureau units and federal departments and deliver a report to Congress within two years and every two years after that. Reports should be timed, when possible, to avoid years the FDIC issues its own unbanked report.

## Cosponsors (2)

- Rep. Kim, Young [R-CA-40] (R-CA), 2025-04-10T00:00:00.000Z
- Rep. Nunn, Zachary [R-IA-3] (R-IA), 2025-10-03T00:00:00.000Z

## Provisions PRIA read

- New consumer bureau office for banking access: benefit, low. If enacted, the Consumer Financial Protection Bureau would set up an Office of Community Affairs. The office would study why people do not open or keep bank accounts. It would meet with banks, minority depository institutions, community and civil rights groups, and the Consumer Advisory Board. It w…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-4669: FEMA Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-4206: CONNECT for Health Act of 2025

## Sources
- [119-hr-2890 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2890)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2890 (as of 2026-04-21).