# 119-hr-2891: IRA Charitable Rollover Facilitation and Enhancement Act of 2025

119-hr-2891, IRA Charitable Rollover Facilitation and Enhancement Act of 2025, is a 119th Congress bill sponsored by Rep. Smith, Adrian [R-NE-3] (R-NE); status introduced; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-2891
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2891
- Congress: 119
- Title: IRA Charitable Rollover Facilitation and Enhancement Act of 2025
- Status: introduced
- Introduced: 2025-04-10
- Sponsor: Rep. Smith, Adrian [R-NE-3] (R-NE)
- Cosponsors: 42
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Allows IRA charitable rollovers to donor-advised funds.** This bill would change the tax code so people can transfer qualifying distributions from individual retirement accounts directly into donor-advised funds, reversing the current prohibition. - Families and individual donors: Gives IRA owners more flexibility to use IRA distributions for charitable giving through donor-advised funds while keeping existing caps and timing rules in place. - Donor-advised funds: Opens a new source of contributions by permitting direct IRA-to-DAF rollovers, which could increase inflows to those funds. - Charities and grantmaking: Could make more charitable dollars available to grantmakers who receive DAF gifts, potentially boosting the liquidity of donations routed through DAFs.

## Cosponsors (42)

- Rep. Buchanan, Vern [R-FL-16] (R-FL), 2025-04-10T00:00:00.000Z
- Rep. Beyer, Donald S. [D-VA-8] (D-VA), 2025-04-10T00:00:00.000Z
- Rep. Panetta, Jimmy [D-CA-19] (D-CA), 2025-04-10T00:00:00.000Z
- Rep. Kelly, Mike [R-PA-16] (R-PA), 2025-04-10T00:00:00.000Z
- Rep. Sewell, Terri A. [D-AL-7] (D-AL), 2025-04-10T00:00:00.000Z
- Rep. Suozzi, Thomas R. [D-NY-3] (D-NY), 2025-04-10T00:00:00.000Z
- Rep. Thompson, Mike [D-CA-4] (D-CA), 2025-04-10T00:00:00.000Z
- Rep. Moran, Nathaniel [R-TX-1] (R-TX), 2025-04-10T00:00:00.000Z
- Rep. Hern, Kevin [R-OK-1] (R-OK), 2025-04-10T00:00:00.000Z
- Rep. Tenney, Claudia [R-NY-24] (R-NY), 2025-04-21T00:00:00.000Z
- Rep. Carey, Mike [R-OH-15] (R-OH), 2025-05-01T00:00:00.000Z
- Rep. Sánchez, Linda T. [D-CA-38] (D-CA), 2025-05-15T00:00:00.000Z
- Rep. Murphy, Gregory F. [R-NC-3] (R-NC), 2025-05-23T00:00:00.000Z
- Rep. Malliotakis, Nicole [R-NY-11] (R-NY), 2025-05-29T00:00:00.000Z
- Rep. Chu, Judy [D-CA-28] (D-CA), 2025-06-04T00:00:00.000Z
- Rep. Kustoff, David [R-TN-8] (R-TN), 2025-06-09T00:00:00.000Z
- Rep. Schmidt, Derek [R-KS-2] (R-KS), 2025-07-07T00:00:00.000Z
- Rep. Doggett, Lloyd [D-TX-37] (D-TX), 2025-09-10T00:00:00.000Z
- Rep. Mann, Tracey [R-KS-1] (R-KS), 2025-09-18T00:00:00.000Z
- Rep. Schneider, Bradley Scott [D-IL-10] (D-IL), 2025-09-30T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2025-10-17T00:00:00.000Z
- Rep. Boyle, Brendan F. [D-PA-2] (D-PA), 2025-10-24T00:00:00.000Z
- Rep. Moore, Blake D. [R-UT-1] (R-UT), 2025-10-31T00:00:00.000Z
- Rep. Davis, Danny K. [D-IL-7] (D-IL), 2025-10-31T00:00:00.000Z
- Rep. Yakym, Rudy [R-IN-2] (R-IN), 2025-11-07T00:00:00.000Z
- Rep. Flood, Mike [R-NE-1] (R-NE), 2025-11-19T00:00:00.000Z
- Rep. Evans, Dwight [D-PA-3] (D-PA), 2025-12-03T00:00:00.000Z
- Rep. Horsford, Steven [D-NV-4] (D-NV), 2025-12-11T00:00:00.000Z
- Rep. Houlahan, Chrissy [D-PA-6] (D-PA), 2026-01-07T00:00:00.000Z
- Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA), 2026-01-07T00:00:00.000Z
- Rep. Johnson, Dusty [R-SD-At Large] (R-SD), 2026-01-07T00:00:00.000Z
- Rep. Bacon, Don [R-NE-2] (R-NE), 2026-01-20T00:00:00.000Z
- Rep. Fischbach, Michelle [R-MN-7] (R-MN), 2026-01-20T00:00:00.000Z
- Rep. Miller, Max L. [R-OH-7] (R-OH), 2026-01-22T00:00:00.000Z
- Rep. Franklin, Scott [R-FL-18] (R-FL), 2026-02-10T00:00:00.000Z
- Rep. Amo, Gabe [D-RI-1] (D-RI), 2026-02-24T00:00:00.000Z
- Rep. Mrvan, Frank J. [D-IN-1] (D-IN), 2026-04-02T00:00:00.000Z
- Rep. DelBene, Suzan K. [D-WA-1] (D-WA), 2026-05-12T00:00:00.000Z
- Rep. Feenstra, Randy [R-IA-4] (R-IA), 2026-06-02T00:00:00.000Z
- Rep. Miller, Carol D. [R-WV-1] (R-WV), 2026-06-04T00:00:00.000Z
- Rep. Van Duyne, Beth [R-TX-24] (R-TX), 2026-07-14T00:00:00.000Z
- Rep. LaHood, Darin [R-IL-16] (R-IL), 2026-09-15T00:00:00.000Z

## Provisions PRIA read

- Allow IRA charitable gifts to donor-advised funds: benefit, medium. This bill would let you make a qualified charitable distribution from your IRA to a donor-advised fund. Under current law, IRA charitable rollovers to donor-advised funds are not allowed; this would remove that ban. It would apply to IRA distributions made after the bill is enacted. Other IRA chari…

## Related bills

- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025
- 119-hr-909: Crime Victims Fund Stabilization Act of 2025
- 119-hr-1502: North Platte Canteen Congressional Gold Medal Act
- 119-hr-2102: Major Richard Star Act
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act

## Sources
- [119-hr-2891 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2891)

## Related
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [119-hr-909: Crime Victims Fund Stabilization Act of 2025](https://policyrisk.com/legislation/119-hr-909)
- [119-hr-1502: North Platte Canteen Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-1502)
- [119-hr-2102: Major Richard Star Act](https://policyrisk.com/legislation/119-hr-2102)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2891 (as of 2026-09-21).