# 119-hr-2897: To amend the Small Business Act to make disaster loans available for damages caused by prolonged power outages, and for other purposes.

119-hr-2897, To amend the Small Business Act to make disaster loans available for damages caused by prolonged power outages, and for other purposes., is a 119th Congress bill sponsored by Rep. Stevens, Haley M. [D-MI-11] (D-MI); status introduced; PRIA reads it as touching household money (as of 2026-10-07).

- Canonical: https://policyrisk.com/legislation/119-hr-2897
- As of: 2026-10-07
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2897
- Congress: 119
- Title: To amend the Small Business Act to make disaster loans available for damages caused by prolonged power outages, and for other purposes.
- Status: introduced
- Introduced: 2025-04-10
- Sponsor: Rep. Stevens, Haley M. [D-MI-11] (D-MI)
- Cosponsors: 7
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-10-07

## Summary

**This bill would add prolonged power outages to the Small Business Act’s definition of "disaster" and let disaster loan proceeds pay for energy resilience systems and for replacing food and drink lost in those outages.** It aims to help households and small firms recover by letting them use Small Business Administration disaster loans for backup power and spoiled inventory. - Households and small businesses could use disaster loans to buy generators, solar panels, batteries, microgrids, fuel cells, and similar systems, and to pay to replace food and drinks spoiled by outages. The Small Business Administration Administrator would decide which technologies and uses qualify. - One qualification path defines a prolonged power outage where at least 25 homes or businesses in a county or smaller area incur uninsured losses of at least 40 percent of property value. - A second qualification path defines a prolonged power outage where at least 25 homes or businesses in a county or smaller area lose electrical power for at least 48 hours.

## Cosponsors (7)

- Rep. Deluzio, Christopher R. [D-PA-17] (D-PA), 2026-10-05T00:00:00.000Z
- Rep. Bergman, Jack [R-MI-1] (R-MI), 2025-04-17T00:00:00.000Z
- Rep. Scholten, Hillary J. [D-MI-3] (D-MI), 2025-04-28T00:00:00.000Z
- Rep. McDonald Rivet, Kristen [D-MI-8] (D-MI), 2025-05-21T00:00:00.000Z
- Rep. Barrett, Tom [R-MI-7] (R-MI), 2025-06-05T00:00:00.000Z
- Rep. Smith, Adam [D-WA-9] (D-WA), 2025-07-21T00:00:00.000Z
- Rep. Nunn, Zachary [R-IA-3] (R-IA), 2025-09-26T00:00:00.000Z

## Provisions PRIA read

- Disaster loans for long power outages: benefit, high. This bill would treat long power outages as a disaster for Small Business Administration loans. You could qualify if, in your county or a smaller local area, at least 25 homes or 25 businesses are affected. For property damage loans, each affected property would need uninsured losses of at least 40…

## Related bills

- 119-hr-8800: National Defense Authorization Act for Fiscal Year 2027
- 119-hr-3838: Streamlining Procurement for Effective Execution and Delivery and National Defense Authorization Act for Fiscal Year 2026
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-3184: PFAS Alternatives Act
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025
- 119-hr-909: Crime Victims Fund Stabilization Act of 2025

## Sources
- [119-hr-2897 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2897)

## Related
- [119-hr-8800: National Defense Authorization Act for Fiscal Year 2027](https://policyrisk.com/legislation/119-hr-8800)
- [119-hr-3838: Streamlining Procurement for Effective Execution and Delivery and National Defe…](https://policyrisk.com/legislation/119-hr-3838)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-3184: PFAS Alternatives Act](https://policyrisk.com/legislation/119-hr-3184)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [119-hr-909: Crime Victims Fund Stabilization Act of 2025](https://policyrisk.com/legislation/119-hr-909)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2897 (as of 2026-10-07).