# 119-hr-2908: Middle Class Savings Act

119-hr-2908, Middle Class Savings Act, is a 119th Congress bill sponsored by Rep. Barr, Andy [R-KY-6] (R-KY); status introduced; PRIA reads it as touching household money (as of 2025-12-21).

- Canonical: https://policyrisk.com/legislation/119-hr-2908
- As of: 2025-12-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2908
- Congress: 119
- Title: Middle Class Savings Act
- Status: introduced
- Introduced: 2025-04-14
- Sponsor: Rep. Barr, Andy [R-KY-6] (R-KY)
- Cosponsors: 0
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2025-12-21

## Summary

**Aligns long-term capital gains tax bracket breakpoints with current income tax bracket thresholds.** The bill would amend Internal Revenue Code section 1(j)(5)(B) to replace five threshold amounts for taxable years after December 31, 2024, changing $77,200 to $103,350, $51,700 to $69,200, $479,000 to $626,350, $452,400 to $591,600, and $425,800 to $591,600, and it is titled the Middle Class Savings Act.

## Provisions PRIA read

- Higher capital gains thresholds for investors: benefit, medium. This bill would raise the income lines used for long-term capital gains tax rates. It would replace $77,200 with $103,350 and $51,700 with $69,200. It would replace $479,000 with $626,350, $452,400 with $591,600, and $425,800 with $591,600. If your income falls between the old and new lines, more o…

## Related bills

- 119-hr-137: TCJA Permanency Act
- 119-hr-4312: SCORE Act
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-6955: Main Street Capital Access Act
- 119-hr-8398: Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act
- 119-hr-2246: Foreign Investment Guardrails to Help Thwart (FIGHT) China Act

## Sources
- [119-hr-2908 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2908)

## Related
- [119-hr-137: TCJA Permanency Act](https://policyrisk.com/legislation/119-hr-137)
- [119-hr-4312: SCORE Act](https://policyrisk.com/legislation/119-hr-4312)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-6955: Main Street Capital Access Act](https://policyrisk.com/legislation/119-hr-6955)
- [119-hr-8398: Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act](https://policyrisk.com/legislation/119-hr-8398)
- [119-hr-2246: Foreign Investment Guardrails to Help Thwart (FIGHT) China Act](https://policyrisk.com/legislation/119-hr-2246)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2908 (as of 2025-12-21).