# 119-hr-2987: CEASE Act of 2025

119-hr-2987, CEASE Act of 2025, is a 119th Congress bill sponsored by Rep. Bresnahan, Robert P. [R-PA-8] (R-PA); status passed_house; PRIA reads it as touching household money (as of 2026-09-10).

- Canonical: https://policyrisk.com/legislation/119-hr-2987
- As of: 2026-09-10
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-2987
- Congress: 119
- Title: CEASE Act of 2025
- Status: passed_house
- Introduced: 2025-04-24
- Sponsor: Rep. Bresnahan, Robert P. [R-PA-8] (R-PA)
- Cosponsors: 0
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-09-10

## Summary

**Caps the number of for‑profit Small Business Lending Companies authorized to make SBA Section 7 loans at 16.** The CEASE Act of 2025 would require the SBA Administrator to ensure no more than 16 for‑profit SBLCs are authorized to make loans under section 7 of the Small Business Act, and nonprofit SBLCs would not count toward that limit.

## Votes

| Date | Chamber | Question | Result | Yea | Nay |
| --- | --- | --- | --- | --- | --- |
| 2025-06-05T00:00:00.000Z | house | On Motion to Recommit | Failed | 201 | 212 |
| 2025-06-05T00:00:00.000Z | house | On Passage | Passed | 214 | 198 |

## Provisions PRIA read

- Limit on for-profit small business lenders: cost, medium. The bill would cap at 16 the for-profit companies allowed to make SBA Section 7 small-business loans. Nonprofit lenders would not count toward the 16. If passed, small businesses could face fewer lender choices.

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-3633: Digital Asset Market Clarity Act
- 119-hr-4317: PBM Reform Act of 2025
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025
- 119-hr-2619: No Paydays for Hostage-Takers Act

## Sources
- [119-hr-2987 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/2987)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3633: Digital Asset Market Clarity Act](https://policyrisk.com/legislation/119-hr-3633)
- [119-hr-4317: PBM Reform Act of 2025](https://policyrisk.com/legislation/119-hr-4317)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [119-hr-2619: No Paydays for Hostage-Takers Act](https://policyrisk.com/legislation/119-hr-2619)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-2987 (as of 2026-09-10).