# 119-hr-3066: FINS Act

119-hr-3066, FINS Act, is a 119th Congress bill sponsored by Rep. Harrigan, Pat [R-NC-10] (R-NC); status introduced; PRIA reads it as touching household money (as of 2025-12-21).

- Canonical: https://policyrisk.com/legislation/119-hr-3066
- As of: 2025-12-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3066
- Congress: 119
- Title: FINS Act
- Status: introduced
- Introduced: 2025-04-29
- Sponsor: Rep. Harrigan, Pat [R-NC-10] (R-NC)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2025-12-21

## Summary

**Brings non-bank wire transfer providers into federal anti-money-laundering oversight.** The bill would add a legal definition of "wire transfer service provider" to 31 U.S.C. 5312 and require Treasury to issue rules to align remittance firms with anti-money-laundering standards.

## Provisions PRIA read

- New rules for money transfer companies: mixed, medium. This bill would add money transfer companies to anti–money laundering rules, similar to banks. It would cover companies that send money for people or businesses, in the U.S. or abroad. Treasury would have 180 days after enactment to issue rules. The changes would take effect 1 year after enactment.…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-6976: Duty Status Reform Act
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025
- 119-hr-1656: PLUS for Veterans Act of 2025

## Sources
- [119-hr-3066 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3066)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-6976: Duty Status Reform Act](https://policyrisk.com/legislation/119-hr-6976)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [119-hr-1656: PLUS for Veterans Act of 2025](https://policyrisk.com/legislation/119-hr-1656)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3066 (as of 2025-12-21).