# 119-hr-3153: Understanding the True Cost of College Act of 2025

119-hr-3153, Understanding the True Cost of College Act of 2025, is a 119th Congress bill sponsored by Rep. Kim, Young [R-CA-40] (R-CA); status introduced; PRIA reads it as touching household money (as of 2026-06-13).

- Canonical: https://policyrisk.com/legislation/119-hr-3153
- As of: 2026-06-13
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3153
- Congress: 119
- Title: Understanding the True Cost of College Act of 2025
- Status: introduced
- Introduced: 2025-05-01
- Sponsor: Rep. Kim, Young [R-CA-40] (R-CA)
- Cosponsors: 3
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-06-13

## Summary

**A single, standard Financial Aid Offer form and terminology.** This bill would require the Department of Education to design a clear, consumer-friendly “Financial Aid Offer” that lists costs first, separates grants and scholarships, and explains loans and repayment. - Students and families would get a uniform offer that disaggregates costs (tuition, fees, housing, food, books, supplies, computers, transportation), shows a net price as an annual estimate, and clearly notes that grants generally do not have to be repaid. - Borrowers and parents would see recommended Title IV, Part D loan details (excluding Parent PLUS), with subsidized vs unsubsidized labels, a notice that loans must be repaid, a link to the Department’s repayment calculator, and guidance on private loans and Federal Direct PLUS options. - Institutions would be required to use the standard form and terminology across paper and electronic communications when they receive federal financial assistance. - The Secretary would finalize standard terminology within 3 months and run consumer testing with a diverse sample of 16 to 24 institutions over no more than 8 months, then publish testing results and a final form.

## Cosponsors (3)

- Rep. Krishnamoorthi, Raja [D-IL-8] (D-IL), 2025-05-01T00:00:00.000Z
- Rep. Pappas, Chris [D-NH-1] (D-NH), 2025-11-04T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2025-11-04T00:00:00.000Z

## Provisions PRIA read

- Clear college aid offer for students: benefit, medium. If enacted, your school would have to give a standard Financial Aid Offer that lists total costs first. It would break out direct and indirect costs, show your grants and scholarships by source, and show a net price (cost minus grant and scholarship aid). The offer would include recommended federal…
- Colleges must use the new aid form: benefit, medium. If enacted, any college that gets federal funds would have to use the standard Financial Aid Offer and terms for paper and electronic offers. Electronic offers would need a delivery confirmation, and the school must state that getting an offer is not the same as accepting or rejecting aid. Schools…
- Education Department to build standard aid form: benefit, low. If enacted, the Education Department would set standard terms within 3 months of enactment. It would design draft forms and start consumer testing within 9 months, and testing would last up to 8 months after it starts. A pilot with 16 to 24 diverse colleges would be required. The Department would s…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-4206: CONNECT for Health Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-1065: Protect Our Letter Carriers Act of 2025
- 119-hr-5509: Safe Step Act

## Sources
- [119-hr-3153 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3153)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-1065: Protect Our Letter Carriers Act of 2025](https://policyrisk.com/legislation/119-hr-1065)
- [119-hr-5509: Safe Step Act](https://policyrisk.com/legislation/119-hr-5509)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3153 (as of 2026-06-13).