# 119-hr-3161: Preventing Environmental Hazards Act of 2025

119-hr-3161, Preventing Environmental Hazards Act of 2025, is a 119th Congress bill sponsored by Rep. Murphy, Gregory F. [R-NC-3] (R-NC); status introduced; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-3161
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3161
- Congress: 119
- Title: Preventing Environmental Hazards Act of 2025
- Status: introduced
- Introduced: 2025-05-01
- Sponsor: Rep. Murphy, Gregory F. [R-NC-3] (R-NC)
- Cosponsors: 4
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Would add a new "erosion coverage" to the National Flood Insurance Program to pay for demolition or relocation when shoreline erosion makes a structure unsafe.** The coverage would apply to structures condemned as imminently collapsing, sitting partially over water, on bliffs, or below Mean Higher High Water. It would pay 40% of a structure's value at claim and the remaining 60% after demolition within 6 months, or up to actual demolition cost. Relocation payments would cover up to 40% of value and not exceed actual relocation costs. Payments are capped by the policy limit or $250,000 and would not cover contents. Structures must have qualifying prior flood insurance to be eligible and, after a final determination, would be barred from further NFIP coverage or most disaster assistance for that structure.

## Cosponsors (4)

- Rep. Pingree, Chellie [D-ME-1] (D-ME), 2025-05-01T00:00:00.000Z
- Rep. Davis, Donald G. [D-NC-1] (D-NC), 2025-05-01T00:00:00.000Z
- Rep. Rouzer, David [R-NC-7] (R-NC), 2025-05-01T00:00:00.000Z
- Rep. Wittman, Robert J. [R-VA-1] (R-VA), 2025-05-01T00:00:00.000Z

## Provisions PRIA read

- Help to Move or Demolish Shore Homes: mixed, high. This bill would let NFIP pay to demolish or relocate shorefront structures that a State or local authority certifies as imminently unsafe from shoreline erosion or certain siting conditions (for example, over water, on a shoreline bluff, or below mean higher high water). For demolition, NFIP would…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-8870: BUILD America 250 Act
- 119-hr-5509: Safe Step Act

## Sources
- [119-hr-3161 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3161)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-8870: BUILD America 250 Act](https://policyrisk.com/legislation/119-hr-8870)
- [119-hr-5509: Safe Step Act](https://policyrisk.com/legislation/119-hr-5509)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3161 (as of 2026-09-21).