# 119-hr-317: Healthcare Freedom Act of 2025

119-hr-317, Healthcare Freedom Act of 2025, is a 119th Congress bill sponsored by Rep. Roy, Chip [R-TX-21] (R-TX); status introduced; PRIA reads it as touching household money (as of 2026-05-01).

- Canonical: https://policyrisk.com/legislation/119-hr-317
- As of: 2026-05-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-317
- Congress: 119
- Title: Healthcare Freedom Act of 2025
- Status: introduced
- Introduced: 2025-01-09
- Sponsor: Rep. Roy, Chip [R-TX-21] (R-TX)
- Cosponsors: 9
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-05-01

## Summary

**Health Freedom Accounts (HFAs)** would replace Health Savings Accounts across the tax code and reshape tax-advantaged health saving by expanding who can deduct contributions and what counts as medical expenses. - Families and individuals: Would raise the individual contribution limit to $12,000 and double that for joint filers, letting more money be saved tax-advantaged for health. - Older savers: Would add a $5,000 catch-up for people 55 or older, encouraging larger pre-tax health savings as they age. - Account rules and expenses: Would allow rollovers into another HFA if redeposited within 60 days and remove the monthly "eligible individual" requirement so more people can deduct contributions. Would expand qualified expenses to include direct primary care and health care sharing ministries. - Employers and workers: Would create a phased tax exclusion so employer contributions to HFAs are excluded from employee income for workers hired five years after enactment.

## Cosponsors (9)

- Rep. Weber, Randy K. Sr. [R-TX-14] (R-TX), 2025-01-09T00:00:00.000Z
- Rep. Cline, Ben [R-VA-6] (R-VA), 2025-01-09T00:00:00.000Z
- Rep. Burlison, Eric [R-MO-7] (R-MO), 2025-01-09T00:00:00.000Z
- Rep. Clyde, Andrew S. [R-GA-9] (R-GA), 2025-01-09T00:00:00.000Z
- Rep. Greene, Marjorie Taylor [R-GA-14] (R-GA), 2025-01-09T00:00:00.000Z
- Rep. Biggs, Andy [R-AZ-5] (R-AZ), 2025-01-09T00:00:00.000Z
- Rep. Ogles, Andrew [R-TN-5] (R-TN), 2025-01-09T00:00:00.000Z
- Rep. Brecheen, Josh [R-OK-2] (R-OK), 2025-01-13T00:00:00.000Z
- Rep. Higgins, Clay [R-LA-3] (R-LA), 2025-10-10T00:00:00.000Z

## Provisions PRIA read

- Bigger HFA contributions for individuals: benefit, high. If enacted, you could put more money into a Health Freedom Account. The annual cap would be $12,000 for single filers and $24,000 for joint filers. If you are 55 or older, you could add an extra $5,000 each year. You could also deduct HFA contributions even if you were not eligible every month. The…
- Use HFA for direct care and sharing: benefit, medium. If passed, you could use HFA dollars to pay for direct primary care and health care sharing ministries. This would expand what counts as qualified medical expenses. It would apply to months in tax years starting after enactment.
- More flexible HFA rollovers and deposits: benefit, low. You would get a 60‑day window to roll HFA money into another HFA without tax. Non‑cash contributions to HFAs would be allowed; cash would not. These rules would apply to months in tax years starting after enactment.
- New tax rules for employer HFA money: mixed, high. Starting with tax years after enactment, employer HFA contributions would be treated as employer health coverage for tax purposes. For employees hired on or after 5 years after enactment, employer HFA contributions would be tax‑free income. For those future hires, the usual tax break for employer h…

## Related bills

- 119-hr-21: Born-Alive Abortion Survivors Protection Act
- 119-hr-425: Repealing Big Brother Overreach Act
- 119-hr-645: National Constitutional Carry Act
- 119-hr-589: FACE Act Repeal Act of 2025
- 119-hr-7651: Chloe Cole Act of 2026
- 119-hr-925: Dismantle DEI Act of 2025

## Sources
- [119-hr-317 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/317)

## Related
- [119-hr-21: Born-Alive Abortion Survivors Protection Act](https://policyrisk.com/legislation/119-hr-21)
- [119-hr-425: Repealing Big Brother Overreach Act](https://policyrisk.com/legislation/119-hr-425)
- [119-hr-645: National Constitutional Carry Act](https://policyrisk.com/legislation/119-hr-645)
- [119-hr-589: FACE Act Repeal Act of 2025](https://policyrisk.com/legislation/119-hr-589)
- [119-hr-7651: Chloe Cole Act of 2026](https://policyrisk.com/legislation/119-hr-7651)
- [119-hr-925: Dismantle DEI Act of 2025](https://policyrisk.com/legislation/119-hr-925)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-317 (as of 2026-05-01).