# 119-hr-3214: HOME Act of 2025

119-hr-3214, HOME Act of 2025, is a 119th Congress bill sponsored by Rep. Horsford, Steven [D-NV-4] (D-NV); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-3214
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3214
- Congress: 119
- Title: HOME Act of 2025
- Status: introduced
- Introduced: 2025-05-06
- Sponsor: Rep. Horsford, Steven [D-NV-4] (D-NV)
- Cosponsors: 14
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**This bill would create a federal framework to prevent price gouging in residential rentals and single-family home sales during declared affordable housing crisis periods. It would give HUD new enforcement and data-monitoring powers, limit investor concentration, and require changes by housing finance enterprises to protect renters and buyers.** - Families and renters: Would make it unlawful during a declared crisis to charge "unconscionably excessive" rents or sale prices and lets HUD and state attorneys general seek penalties that are deposited into the Housing Trust Fund. - Homebuyers and communities: Requires HUD to investigate local markets when one purchaser buys more than 5% of single-family homes for sale over 3 years or when institutional investors account for more than 25% of purchases in a year. - Market oversight and finance: Creates a Housing Monitoring and Enforcement Unit to collect and analyze rental and sale data, directs Fannie Mae and Freddie Mac to adopt standards to curb egregious rent increases in multifamily housing, and orders an antitrust review of residential market conduct by the Attorney General and FTC. *Would authorize $1.0 million for FY2025 to support HUD's required investigation and market analysis.*

## Cosponsors (14)

- Rep. Titus, Dina [D-NV-1] (D-NV), 2025-05-06T00:00:00.000Z
- Rep. Lee, Susie [D-NV-3] (D-NV), 2025-05-06T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2025-05-06T00:00:00.000Z
- Rep. Ansari, Yassamin [D-AZ-3] (D-AZ), 2025-05-06T00:00:00.000Z
- Rep. Kelly, Robin L. [D-IL-2] (D-IL), 2025-05-06T00:00:00.000Z
- Rep. Scholten, Hillary J. [D-MI-3] (D-MI), 2025-05-06T00:00:00.000Z
- Rep. Stansbury, Melanie A. [D-NM-1] (D-NM), 2025-05-06T00:00:00.000Z
- Rep. Vasquez, Gabe [D-NM-2] (D-NM), 2025-05-06T00:00:00.000Z
- Rep. Johnson, Henry C. "Hank" [D-GA-4] (D-GA), 2025-05-06T00:00:00.000Z
- Rep. Castor, Kathy [D-FL-14] (D-FL), 2025-09-11T00:00:00.000Z
- Rep. Soto, Darren [D-FL-9] (D-FL), 2026-01-09T00:00:00.000Z
- Rep. Craig, Angie [D-MN-2] (D-MN), 2026-01-12T00:00:00.000Z
- Rep. Pocan, Mark [D-WI-2] (D-WI), 2026-01-12T00:00:00.000Z
- Rep. Bell, Wesley [D-MO-1] (D-MO), 2026-02-04T00:00:00.000Z

## Provisions PRIA read

- Short-term ban on housing price gouging: benefit, high. If enacted, HUD would be able to declare a short "affordable housing crisis period." During that time, it would be illegal to rent a unit or sell a 1–4 unit home at an unconscionably excessive price that exploits the crisis. Each declaration could last up to 30 days, could be renewed, and could sta…
- Penalty dollars to affordable housing fund: benefit, medium. If enacted, any penalties HUD collects for price‑gouging cases would go into the federal Housing Trust Fund. Congress would need to approve use of this money. The fund would help add and preserve rental homes for extremely low‑ and very low‑income families, including homeless families.
- New unit to monitor housing markets: benefit, medium. If enacted, HUD would set up a unit to track rental and home‑sale markets. It would collect data, including by race, gender, and income, and sign data‑sharing deals with states and others. HUD would have to investigate if one buyer gets over 5% of single‑family homes for sale in a market over 3 yea…
- Renter protections in federally backed apartments: benefit, medium. If enacted, the Federal Housing Finance Agency would write rules for when federally backed buyers can purchase mortgages on apartment buildings. The rules would be made after public notice and a hearing. The goal would be to ensure basic renter protections and stop egregious rent hikes at propertie…
- Study unfair tenant screening practices: benefit, low. If enacted, HUD, the FTC, and the CFPB would run a program to spot unfair tenant screening. They would study background checks, automated screening tools, adverse action notices, and how income sources are used. The agencies would send Congress a report each year on what they find.
- Antitrust review of housing markets: benefit, low. If enacted, the Attorney General and the Federal Trade Commission would review competition in rental and single‑family housing markets. They would look for anti‑competitive behavior, including harmful information sharing. A report to Congress would be due within one year of enactment.

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7973: Momnibus Act
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025
- 119-hr-5390: FAMILY Act
- 119-hr-4206: CONNECT for Health Act of 2025

## Sources
- [119-hr-3214 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3214)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-hr-20)
- [119-hr-5390: FAMILY Act](https://policyrisk.com/legislation/119-hr-5390)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3214 (as of 2026-04-21).