# 119-hr-3267: PSLF Payment Completion Fairness Act

119-hr-3267, PSLF Payment Completion Fairness Act, is a 119th Congress bill sponsored by Rep. Houlahan, Chrissy [D-PA-6] (D-PA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-3267
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3267
- Congress: 119
- Title: PSLF Payment Completion Fairness Act
- Status: introduced
- Introduced: 2025-05-08
- Sponsor: Rep. Houlahan, Chrissy [D-PA-6] (D-PA)
- Cosponsors: 30
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Broaden who counts as employed for Public Service Loan Forgiveness**. This bill would change the Higher Education Act's Public Service Loan Forgiveness employment test by replacing the statute's 'is employed' wording with 'has been', so past qualifying public service could count toward forgiveness. - Borrowers who did qualifying public service: Past public-service employment could be counted toward PSLF eligibility, potentially letting more people meet the forgiveness requirement even if they are not currently employed in that role. - Legal and administrative effect: This is a narrow, text-focused amendment that keeps the same statutory citation and targets eligibility wording rather than creating new programs or funding.

## Cosponsors (30)

- Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA), 2025-05-08T00:00:00.000Z
- Rep. Craig, Angie [D-MN-2] (D-MN), 2025-09-08T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2025-09-26T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2025-10-06T00:00:00.000Z
- Rep. Budzinski, Nikki [D-IL-13] (D-IL), 2025-10-06T00:00:00.000Z
- Rep. Menendez, Robert [D-NJ-8] (D-NJ), 2025-10-08T00:00:00.000Z
- Rep. Pingree, Chellie [D-ME-1] (D-ME), 2025-10-08T00:00:00.000Z
- Rep. Deluzio, Christopher R. [D-PA-17] (D-PA), 2025-10-08T00:00:00.000Z
- Rep. Frost, Maxwell [D-FL-10] (D-FL), 2025-10-17T00:00:00.000Z
- Rep. Bishop, Sanford D. [D-GA-2] (D-GA), 2025-10-17T00:00:00.000Z
- Rep. Davis, Danny K. [D-IL-7] (D-IL), 2025-10-17T00:00:00.000Z
- Rep. McBride, Sarah [D-DE-At Large] (D-DE), 2025-10-17T00:00:00.000Z
- Rep. Elfreth, Sarah [D-MD-3] (D-MD), 2025-10-21T00:00:00.000Z
- Rep. Garamendi, John [D-CA-8] (D-CA), 2025-10-21T00:00:00.000Z
- Rep. Doggett, Lloyd [D-TX-37] (D-TX), 2025-10-28T00:00:00.000Z
- Rep. McGarvey, Morgan [D-KY-3] (D-KY), 2025-10-28T00:00:00.000Z
- Rep. Ansari, Yassamin [D-AZ-3] (D-AZ), 2025-10-28T00:00:00.000Z
- Rep. Goldman, Daniel S. [D-NY-10] (D-NY), 2025-10-28T00:00:00.000Z
- Rep. Pallone, Frank [D-NJ-6] (D-NJ), 2025-10-28T00:00:00.000Z
- Rep. Ocasio-Cortez, Alexandria [D-NY-14] (D-NY), 2025-11-04T00:00:00.000Z
- Rep. Jayapal, Pramila [D-WA-7] (D-WA), 2025-11-04T00:00:00.000Z
- Rep. Thompson, Mike [D-CA-4] (D-CA), 2025-11-04T00:00:00.000Z
- Rep. Mullin, Kevin [D-CA-15] (D-CA), 2025-11-04T00:00:00.000Z
- Rep. Evans, Dwight [D-PA-3] (D-PA), 2025-11-04T00:00:00.000Z
- Rep. Bell, Wesley [D-MO-1] (D-MO), 2025-11-17T00:00:00.000Z
- Rep. Williams, Nikema [D-GA-5] (D-GA), 2025-11-17T00:00:00.000Z
- Rep. Chu, Judy [D-CA-28] (D-CA), 2025-11-17T00:00:00.000Z
- Rep. Casten, Sean [D-IL-6] (D-IL), 2025-12-04T00:00:00.000Z
- Rep. Davis, Donald G. [D-NC-1] (D-NC), 2025-12-10T00:00:00.000Z
- Rep. Salinas, Andrea [D-OR-6] (D-OR), 2026-02-04T00:00:00.000Z

## Provisions PRIA read

- Easier Public Service Loan Forgiveness: benefit, high. This bill would change who qualifies for Public Service Loan Forgiveness. It would replace an "is employed" test with a broader "has been employed" standard. If enacted, federal student loan borrowers who did qualifying public service could get forgiveness even if a past application was denied over…

## Related bills

- 119-hr-2086: Rights for the TSA Workforce Act
- 119-hr-2736: Public Service Freedom to Negotiate Act of 2025
- 119-hr-2598: IDEA Full Funding Act
- 119-hr-2550: Protect America's Workforce Act
- 119-hres-70: Expressing the sense of the House of Representatives that Congress should take all appropriate measures to ensure that the United States Postal Service remains…
- 119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025

## Sources
- [119-hr-3267 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3267)

## Related
- [119-hr-2086: Rights for the TSA Workforce Act](https://policyrisk.com/legislation/119-hr-2086)
- [119-hr-2736: Public Service Freedom to Negotiate Act of 2025](https://policyrisk.com/legislation/119-hr-2736)
- [119-hr-2598: IDEA Full Funding Act](https://policyrisk.com/legislation/119-hr-2598)
- [119-hr-2550: Protect America's Workforce Act](https://policyrisk.com/legislation/119-hr-2550)
- [119-hres-70: Expressing the sense of the House of Representatives that Congress should take…](https://policyrisk.com/legislation/119-hres-70)
- [119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-hr-20)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3267 (as of 2026-04-21).