# 119-hr-3285: Student Loan Marriage Penalty Elimination Act of 2025

119-hr-3285, Student Loan Marriage Penalty Elimination Act of 2025, is a 119th Congress bill sponsored by Rep. Grothman, Glenn [R-WI-6] (R-WI); status introduced; PRIA reads it as touching household money (as of 2026-10-03).

- Canonical: https://policyrisk.com/legislation/119-hr-3285
- As of: 2026-10-03
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3285
- Congress: 119
- Title: Student Loan Marriage Penalty Elimination Act of 2025
- Status: introduced
- Introduced: 2025-05-08
- Sponsor: Rep. Grothman, Glenn [R-WI-6] (R-WI)
- Cosponsors: 17
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-10-03

## Summary

**Applies the student loan interest deduction limit separately to each spouse.** The bill would let each spouse count up to $2,500 of student loan interest for the deduction and adds a rule to prevent claiming the same interest under another tax provision. - Married couples: Each spouse would be able to deduct up to $2,500 of student loan interest on their own tax calculation. This helps households where both partners have student debt. - Tax filers: The bill adds a "denial of double benefit" rule so the same interest cannot be deducted under more than one tax provision. - Timing: The change would apply to taxable years beginning after December 31, 2024.

## Cosponsors (17)

- Rep. Carter, Troy A. [D-LA-2] (D-LA), 2026-10-01T00:00:00.000Z
- Rep. Davis, Danny K. [D-IL-7] (D-IL), 2025-05-08T00:00:00.000Z
- Rep. Larson, John B. [D-CT-1] (D-CT), 2025-05-08T00:00:00.000Z
- Rep. McCormick, Richard [R-GA-7] (R-GA), 2025-05-08T00:00:00.000Z
- Rep. Mullin, Kevin [D-CA-15] (D-CA), 2025-05-08T00:00:00.000Z
- Rep. Rouzer, David [R-NC-7] (R-NC), 2025-05-08T00:00:00.000Z
- Rep. Rulli, Michael A. [R-OH-6] (R-OH), 2025-05-08T00:00:00.000Z
- Rep. Neguse, Joe [D-CO-2] (D-CO), 2025-05-09T00:00:00.000Z
- Rep. Carbajal, Salud O. [D-CA-24] (D-CA), 2025-05-13T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2025-05-13T00:00:00.000Z
- Rep. Hageman, Harriet M. [R-WY-At Large] (R-WY), 2025-05-20T00:00:00.000Z
- Rep. Downing, Troy [R-MT-2] (R-MT), 2025-06-03T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2025-09-09T00:00:00.000Z
- Rep. Harder, Josh [D-CA-9] (D-CA), 2025-10-10T00:00:00.000Z
- Rep. Miller, Mary E. [R-IL-15] (R-IL), 2025-05-08T00:00:00.000Z
- Rep. DelBene, Suzan K. [D-WA-1] (D-WA), 2025-05-08T00:00:00.000Z
- Rep. Clyde, Andrew S. [R-GA-9] (R-GA), 2025-05-08T00:00:00.000Z

## Provisions PRIA read

- Separate $2,500 student loan deduction per spouse: benefit, high. This bill would change the student loan interest deduction. You could deduct up to $2,500 of interest for yourself each year. If married, your spouse could also deduct up to $2,500. The cap would apply separately to each spouse. You could not also claim the same interest under another tax rule. The…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-452: Miracle on Ice Congressional Gold Medal Act
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025
- 119-hr-979: AM Radio for Every Vehicle Act of 2025
- 119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act

## Sources
- [119-hr-3285 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3285)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-452: Miracle on Ice Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-452)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [119-hr-979: AM Radio for Every Vehicle Act of 2025](https://policyrisk.com/legislation/119-hr-979)
- [119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-1628)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3285 (as of 2026-10-03).