# 119-hr-3339: Equal Opportunity for All Investors Act of 2025

119-hr-3339, Equal Opportunity for All Investors Act of 2025, is a 119th Congress bill sponsored by Rep. Flood, Mike [R-NE-1] (R-NE); status passed_house; PRIA reads it as touching household money (as of 2026-07-19).

- Canonical: https://policyrisk.com/legislation/119-hr-3339
- As of: 2026-07-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3339
- Congress: 119
- Title: Equal Opportunity for All Investors Act of 2025
- Status: passed_house
- Introduced: 2025-05-13
- Sponsor: Rep. Flood, Mike [R-NE-1] (R-NE)
- Cosponsors: 4
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-07-19

## Summary

**Creates an SEC-run certification exam that lets individuals become accredited investors.** The bill would change Regulation D so anyone who passes the Securities and Exchange Commission (SEC) exam automatically qualifies as an accredited investor. - Individuals: Prospective investors get a clear path to accreditation by passing the exam. The SEC must create the exam within 1 year and a registered national securities association must offer it free to the public within 180 days after it is established. - Private issuers and funds: Companies and private funds would count certified individuals as accredited investors for Regulation D offerings, clarifying who can participate in many private securities deals. - Exam scope: The exam must test securities types, disclosure rules, corporate governance, financial statements, private investment risks, and conflicts of interest.

## Cosponsors (4)

- Rep. Fields, Cleo [D-LA-6] (D-LA), 2025-05-13T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2025-05-13T00:00:00.000Z
- Rep. McBride, Sarah [D-DE-At Large] (D-DE), 2025-05-13T00:00:00.000Z
- Rep. Thanedar, Shri [D-MI-13] (D-MI), 2025-05-13T00:00:00.000Z

## Provisions PRIA read

- Free exam to become an accredited investor: benefit, high. If enacted, you could qualify as an accredited investor by passing a new SEC exam. The SEC would set up the exam within 1 year of enactment. A national securities association would offer it to the public for free no later than 180 days after the exam is set up. Passing would count you as accredited…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-2036: Credit for Caring Act of 2025

## Sources
- [119-hr-3339 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3339)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-2036: Credit for Caring Act of 2025](https://policyrisk.com/legislation/119-hr-2036)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3339 (as of 2026-07-19).