# 119-hr-3412: Ending Administrative Garnishment Act of 2025

119-hr-3412, Ending Administrative Garnishment Act of 2025, is a 119th Congress bill sponsored by Rep. Pressley, Ayanna [D-MA-7] (D-MA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-3412
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3412
- Congress: 119
- Title: Ending Administrative Garnishment Act of 2025
- Status: introduced
- Introduced: 2025-05-14
- Sponsor: Rep. Pressley, Ayanna [D-MA-7] (D-MA)
- Cosponsors: 0
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**suspend administrative wage garnishment** under the Higher Education Act and require concrete borrower protections, employer verifications, and reporting before garnishments can resume. The pause stays in place until the Education Department certifies reforms, not earlier than 1 year after enactment, and the Secretary could instead determine garnishment will not apply to certain individuals.

## Provisions PRIA read

- Pause and new limits on student loan garnishment: benefit, medium. This bill would pause federal student loan wage garnishment starting on enactment. The pause would last until the Secretary sends a certification, which cannot happen earlier than 1 year after enactment. To restart, the Secretary would need to certify new safeguards: refunds for improper garnishmen…
- Double refunds and employer penalties for wrongful garnishment: mixed, medium. If your wages are wrongly taken, the Department would have to pay you twice the amount within 10 days after it receives the money. A court could order the Department to comply. Employers who keep withholding after a suspension or revocation notice could be sued in State or Federal court. They could…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-7973: Momnibus Act
- 119-hr-2038: American Housing and Economic Mobility Act of 2025
- 119-hr-5658: Child Care for Every Community Act
- 119-hr-3971: Domestic Workers Bill of Rights Act

## Sources
- [119-hr-3412 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3412)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-2038: American Housing and Economic Mobility Act of 2025](https://policyrisk.com/legislation/119-hr-2038)
- [119-hr-5658: Child Care for Every Community Act](https://policyrisk.com/legislation/119-hr-5658)
- [119-hr-3971: Domestic Workers Bill of Rights Act](https://policyrisk.com/legislation/119-hr-3971)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3412 (as of 2026-04-21).