# 119-hr-3437: Insurance Data Protection Act

119-hr-3437, Insurance Data Protection Act, is a 119th Congress bill sponsored by Rep. Fitzgerald, Scott [R-WI-5] (R-WI); status introduced; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-3437
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3437
- Congress: 119
- Title: Insurance Data Protection Act
- Status: introduced
- Introduced: 2025-05-15
- Sponsor: Rep. Fitzgerald, Scott [R-WI-5] (R-WI)
- Cosponsors: 25
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Limits federal regulators' direct data collection from insurance companies.** This bill would repeal certain subpoena powers, exclude insurers from some Office of Financial Research subpoenas, and set rules for when and how federal and state regulators can collect and share insurer data. - Insurance companies: It would make it harder for the Federal Insurance Office and other federal regulators to subpoena data directly and preserves privilege and confidentiality for information insurers submit. - State insurance regulators: Agencies would be required to check with state regulators first and use state-held data when available, giving states the primary role in supplying insurer information. - Federal regulators and the Office of Financial Research: The bill removes or narrows subpoena authority under the cited statutes and adds a coordination and confidentiality framework, including Paperwork Reduction Act guidance and FOIA treatment for submitted data.

## Cosponsors (25)

- Rep. Flood, Mike [R-NE-1] (R-NE), 2025-05-15T00:00:00.000Z
- Rep. Meuser, Daniel [R-PA-9] (R-PA), 2025-05-15T00:00:00.000Z
- Rep. De La Cruz, Monica [R-TX-15] (R-TX), 2025-05-15T00:00:00.000Z
- Rep. Timmons, William R. [R-SC-4] (R-SC), 2025-05-15T00:00:00.000Z
- Rep. Garbarino, Andrew R. [R-NY-2] (R-NY), 2025-05-15T00:00:00.000Z
- Rep. Ogles, Andrew [R-TN-5] (R-TN), 2025-05-15T00:00:00.000Z
- Rep. Moore, Tim [R-NC-14] (R-NC), 2025-05-15T00:00:00.000Z
- Rep. Donalds, Byron [R-FL-19] (R-FL), 2025-05-15T00:00:00.000Z
- Rep. Huizenga, Bill [R-MI-4] (R-MI), 2025-05-15T00:00:00.000Z
- Rep. Williams, Roger [R-TX-25] (R-TX), 2025-05-15T00:00:00.000Z
- Rep. Norman, Ralph [R-SC-5] (R-SC), 2025-05-15T00:00:00.000Z
- Rep. Nunn, Zachary [R-IA-3] (R-IA), 2025-05-15T00:00:00.000Z
- Rep. Loudermilk, Barry [R-GA-11] (R-GA), 2025-05-15T00:00:00.000Z
- Rep. Grothman, Glenn [R-WI-6] (R-WI), 2025-05-15T00:00:00.000Z
- Rep. Hageman, Harriet M. [R-WY-At Large] (R-WY), 2025-05-15T00:00:00.000Z
- Rep. Moolenaar, John R. [R-MI-2] (R-MI), 2025-05-15T00:00:00.000Z
- Rep. Gill, Brandon [R-TX-26] (R-TX), 2025-05-20T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2025-06-04T00:00:00.000Z
- Rep. Barr, Andy [R-KY-6] (R-KY), 2025-06-04T00:00:00.000Z
- Rep. Stauber, Pete [R-MN-8] (R-MN), 2025-06-12T00:00:00.000Z
- Rep. Steil, Bryan [R-WI-1] (R-WI), 2025-07-02T00:00:00.000Z
- Rep. Davidson, Warren [R-OH-8] (R-OH), 2025-08-01T00:00:00.000Z
- Rep. Downing, Troy [R-MT-2] (R-MT), 2026-01-12T00:00:00.000Z
- Rep. Nehls, Troy E. [R-TX-22] (R-TX), 2026-04-23T00:00:00.000Z
- Rep. Kean, Thomas H. [R-NJ-7] (R-NJ), 2026-07-21T00:00:00.000Z

## Provisions PRIA read

- Limits on agency subpoenas for insurers: benefit, medium. The bill would remove the paragraph that gave the Federal Insurance Office subpoena power. It would also exclude insurers from the Office of Financial Research's subpoena authority in that subsection. If enacted, regulators would lose those specific tools to compel data directly from insurers. Effe…
- New rules for insurer data sharing: mixed, medium. The bill would require regulators to check federal, state, and public sources before asking insurers for data. If another agency can provide timely data, regulators must get it there first. If data aren't available, regulators could collect from insurers only after following the Paperwork Reduction…

## Related bills

- 119-hr-1919: Anti-CBDC Surveillance State Act
- 119-hr-452: Miracle on Ice Congressional Gold Medal Act
- 119-hr-703: Main Street Tax Certainty Act
- 119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act
- 119-hr-1502: North Platte Canteen Congressional Gold Medal Act
- 119-hr-38: Constitutional Concealed Carry Reciprocity Act of 2025

## Sources
- [119-hr-3437 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3437)

## Related
- [119-hr-1919: Anti-CBDC Surveillance State Act](https://policyrisk.com/legislation/119-hr-1919)
- [119-hr-452: Miracle on Ice Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-452)
- [119-hr-703: Main Street Tax Certainty Act](https://policyrisk.com/legislation/119-hr-703)
- [119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-1628)
- [119-hr-1502: North Platte Canteen Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-1502)
- [119-hr-38: Constitutional Concealed Carry Reciprocity Act of 2025](https://policyrisk.com/legislation/119-hr-38)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3437 (as of 2026-09-21).