# 119-hr-3446: FDIC Board Accountability Act

119-hr-3446, FDIC Board Accountability Act, is a 119th Congress bill sponsored by Rep. Huizenga, Bill [R-MI-4] (R-MI); status in_committee; PRIA reads it as touching household money (as of 2026-10-09).

- Canonical: https://policyrisk.com/legislation/119-hr-3446
- As of: 2026-10-09
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3446
- Congress: 119
- Title: FDIC Board Accountability Act
- Status: in_committee
- Introduced: 2025-05-15
- Sponsor: Rep. Huizenga, Bill [R-MI-4] (R-MI)
- Cosponsors: 3
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-10-09

## Summary

**Limits FDIC board tenure and sets member qualifications.** This bill would remake the FDIC Board by specifying a four-member structure appointed by the President with Senate consent, requiring one member with state bank supervisory experience and one with primary experience at depository institutions under $10 billion, capping service at two terms and a maximum of 12 years, and designating the Director of the Bureau of Consumer Financial Protection as a non-voting observer while updating statutory references to the Bureau. - Appointees: It would require four presidentially appointed, Senate-confirmed members and stop any one person from serving more than two terms or more than 12 years. - Small banks: One board seat must be filled by someone with primary experience working in or supervising depository institutions with under $10 billion in assets, increasing representation for smaller banks. - State regulators: One seat must have state bank supervisory experience, ensuring state-level supervision knowledge on the Board. - Consumer protection leadership: The Bureau of Consumer Financial Protection Director would serve as a non-voting observer and the bill renames FDIC references to the Bureau in statute.

## Cosponsors (3)

- Rep. Barr, Andy [R-KY-6] (R-KY), 2025-05-15T00:00:00.000Z
- Rep. Meuser, Daniel [R-PA-9] (R-PA), 2025-05-15T00:00:00.000Z
- Rep. Rose, John W. [R-TN-6] (R-TN), 2025-05-15T00:00:00.000Z

## Provisions PRIA read

- New rules for FDIC board seats: mixed, medium. This bill would change who can sit on the FDIC board. The President would appoint four U.S. citizens, with Senate approval. At least one must have state bank supervisory experience, and one must have primary experience with banks under $10,000,000,000 in assets. The consumer bureau’s director would…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6955: Main Street Capital Access Act
- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-4669: FEMA Act of 2025
- 119-hr-833: Educational Choice for Children Act of 2025
- 119-hr-21: Born-Alive Abortion Survivors Protection Act

## Sources
- [119-hr-3446 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3446)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6955: Main Street Capital Access Act](https://policyrisk.com/legislation/119-hr-6955)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-833: Educational Choice for Children Act of 2025](https://policyrisk.com/legislation/119-hr-833)
- [119-hr-21: Born-Alive Abortion Survivors Protection Act](https://policyrisk.com/legislation/119-hr-21)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3446 (as of 2026-10-09).