# 119-hr-3496: Northern Mariana Islands Small Business Access Act

119-hr-3496, Northern Mariana Islands Small Business Access Act, is a 119th Congress bill sponsored by Del. King-Hinds, Kimberlyn [R-MP-At Large] (R-MP); status passed_house; PRIA reads it as touching household money (as of 2026-09-10).

- Canonical: https://policyrisk.com/legislation/119-hr-3496
- As of: 2026-09-10
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3496
- Congress: 119
- Title: Northern Mariana Islands Small Business Access Act
- Status: passed_house
- Introduced: 2025-05-19
- Sponsor: Del. King-Hinds, Kimberlyn [R-MP-At Large] (R-MP)
- Cosponsors: 3
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-09-10

## Summary

**Adds the Commonwealth of the Northern Mariana Islands to the Small Business Administration's microloan program.** The bill would amend the Small Business Act so CNMI can participate in the SBA microloan program. It would also change a numeric eligibility parameter by replacing “1/55” with “1/56” and revise the statutory wording that defines a rural qualifier. These edits expand geographic access to microloans and tweak two technical eligibility rules within the program.

## Cosponsors (3)

- Rep. Conaway, Herbert C. [D-NJ-3] (D-NJ), 2025-11-07T00:00:00.000Z
- Rep. Cisneros, Gilbert Ray [D-CA-31] (D-CA), 2025-11-17T00:00:00.000Z
- Rep. Goodlander, Maggie [D-NH-2] (D-NH), 2025-11-25T00:00:00.000Z

## Provisions PRIA read

- Small business microloans for Northern Mariana Islands: benefit, low. This bill would add the Northern Mariana Islands to the Small Business Administration microloan program. Small businesses there would be able to apply for microloans under the program’s existing rules. It would also change a program ratio from 1/55 to 1/56 and make a technical change to a rural qua…

## Related bills

- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-1810: Safe Schools Improvement Act
- 119-hr-1004: Love Lives On Act of 2025
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act

## Sources
- [119-hr-3496 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3496)

## Related
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-1810: Safe Schools Improvement Act](https://policyrisk.com/legislation/119-hr-1810)
- [119-hr-1004: Love Lives On Act of 2025](https://policyrisk.com/legislation/119-hr-1004)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3496 (as of 2026-09-10).