# 119-hr-3503: Kidney Donation Anti-Discrimination Act

119-hr-3503, Kidney Donation Anti-Discrimination Act, is a 119th Congress bill sponsored by Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-3503
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3503
- Congress: 119
- Title: Kidney Donation Anti-Discrimination Act
- Status: introduced
- Introduced: 2025-05-19
- Sponsor: Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ)
- Cosponsors: 5
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Would prohibit life insurance discrimination against living kidney donors.** The bill would bar insurers from denying, issuing, cancelling, changing pricing, changing terms, or limiting the amount of coverage solely because someone donated a kidney, unless there is evidence of additional actuarial risks unrelated to the donation. - Living kidney donors: Would be protected from adverse underwriting or pricing that is based only on donor status. A living kidney donor is defined as an individual who has donated a kidney and is not deceased. - Life insurance companies: Could no longer base offer, issuance, cancellation, pricing, terms, or coverage amounts solely on donor status but may rely on unrelated actuarial evidence. - People harmed by discrimination: Would gain a private right of action to sue in United States district court for damages and attorneys' fees. - State and local laws: Would not be preempted when they provide greater protections for living kidney donors.

## Cosponsors (5)

- Rep. Davis, Donald G. [D-NC-1] (D-NC), 2025-05-19T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2025-05-29T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2025-06-03T00:00:00.000Z
- Rep. Mann, Tracey [R-KS-1] (R-KS), 2025-06-03T00:00:00.000Z
- Rep. Bresnahan, Robert P. [R-PA-8] (R-PA), 2025-09-30T00:00:00.000Z

## Provisions PRIA read

- New protections for kidney donors' life insurance: benefit, medium. If enacted, life insurers would be barred from denying, canceling, or limiting a policy just because you donated a kidney. They could treat you differently only if they show added actuarial risk not caused by the donation. If harmed, you could file an individual lawsuit in federal district court to…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-1004: Love Lives On Act of 2025
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-4583: Living Donor Protection Act of 2025

## Sources
- [119-hr-3503 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3503)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-1004: Love Lives On Act of 2025](https://policyrisk.com/legislation/119-hr-1004)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-4583: Living Donor Protection Act of 2025](https://policyrisk.com/legislation/119-hr-4583)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3503 (as of 2026-04-21).