# 119-hr-3526: Uplifting First-Time Homebuyers Act of 2025

119-hr-3526, Uplifting First-Time Homebuyers Act of 2025, is a 119th Congress bill sponsored by Rep. Van Duyne, Beth [R-TX-24] (R-TX); status introduced; PRIA reads it as touching household money (as of 2026-10-03).

- Canonical: https://policyrisk.com/legislation/119-hr-3526
- As of: 2026-10-03
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3526
- Congress: 119
- Title: Uplifting First-Time Homebuyers Act of 2025
- Status: introduced
- Introduced: 2025-05-20
- Sponsor: Rep. Van Duyne, Beth [R-TX-24] (R-TX)
- Cosponsors: 62
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-10-03

## Summary

**Raises the cap on qualified first-time homebuyer distributions to $50,000.** This bill would amend Section 72(t)(8)(B)(i) of the Internal Revenue Code to replace the current $10,000 limit with a $50,000 limit for qualified first-time homebuyer distributions. The change would apply to taxable years beginning after December 31, 2024. That would let eligible first-time buyers access larger qualified withdrawals to help pay for a first home.

## Cosponsors (62)

- Rep. Riley, Josh [D-NY-19] (D-NY), 2026-10-01T00:00:00.000Z
- Rep. Brownley, Julia [D-CA-26] (D-CA), 2025-06-04T00:00:00.000Z
- Del. Moylan, James C. [R-GU-At Large] (R-GU), 2025-06-04T00:00:00.000Z
- Rep. Cuellar, Henry [D-TX-28] (D-TX), 2025-06-05T00:00:00.000Z
- Rep. Suozzi, Thomas R. [D-NY-3] (D-NY), 2025-06-05T00:00:00.000Z
- Rep. Hunt, Wesley [R-TX-38] (R-TX), 2025-06-09T00:00:00.000Z
- Rep. Neguse, Joe [D-CO-2] (D-CO), 2025-06-09T00:00:00.000Z
- Rep. Green, Al [D-TX-9] (D-TX), 2025-06-09T00:00:00.000Z
- Rep. Gill, Brandon [R-TX-26] (R-TX), 2025-06-09T00:00:00.000Z
- Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ), 2025-06-10T00:00:00.000Z
- Rep. Weber, Randy K. Sr. [R-TX-14] (R-TX), 2025-06-10T00:00:00.000Z
- Rep. Gooden, Lance [R-TX-5] (R-TX), 2025-06-12T00:00:00.000Z
- Rep. Calvert, Ken [R-CA-41] (R-CA), 2025-06-23T00:00:00.000Z
- Rep. Davis, Donald G. [D-NC-1] (D-NC), 2025-06-23T00:00:00.000Z
- Rep. Sewell, Terri A. [D-AL-7] (D-AL), 2025-06-26T00:00:00.000Z
- Rep. Smith, Christopher H. [R-NJ-4] (R-NJ), 2025-06-30T00:00:00.000Z
- Rep. McBride, Sarah [D-DE-At Large] (D-DE), 2025-06-30T00:00:00.000Z
- Rep. Olszewski, Johnny [D-MD-2] (D-MD), 2025-06-30T00:00:00.000Z
- Rep. Soto, Darren [D-FL-9] (D-FL), 2025-06-30T00:00:00.000Z
- Rep. Hinson, Ashley [R-IA-2] (R-IA), 2025-07-10T00:00:00.000Z
- Rep. Latimer, George [D-NY-16] (D-NY), 2025-07-17T00:00:00.000Z
- Rep. Thanedar, Shri [D-MI-13] (D-MI), 2025-07-23T00:00:00.000Z
- Rep. Foster, Bill [D-IL-11] (D-IL), 2025-08-12T00:00:00.000Z
- Rep. Garcia, Robert [D-CA-42] (D-CA), 2025-08-12T00:00:00.000Z
- Rep. Swalwell, Eric [D-CA-14] (D-CA), 2025-08-15T00:00:00.000Z
- Rep. Bishop, Sanford D. [D-GA-2] (D-GA), 2025-08-15T00:00:00.000Z
- Rep. Sherman, Brad [D-CA-32] (D-CA), 2025-09-02T00:00:00.000Z
- Rep. Carbajal, Salud O. [D-CA-24] (D-CA), 2025-09-02T00:00:00.000Z
- Rep. Cisneros, Gilbert Ray [D-CA-31] (D-CA), 2025-09-02T00:00:00.000Z
- Rep. Costa, Jim [D-CA-21] (D-CA), 2025-09-08T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2025-09-09T00:00:00.000Z
- Rep. Bell, Wesley [D-MO-1] (D-MO), 2025-09-11T00:00:00.000Z
- Rep. Obernolte, Jay [R-CA-23] (R-CA), 2025-09-15T00:00:00.000Z
- Rep. Mann, Tracey [R-KS-1] (R-KS), 2025-09-19T00:00:00.000Z
- Rep. Gillen, Laura [D-NY-4] (D-NY), 2025-10-06T00:00:00.000Z
- Rep. Begich, Nicholas J. [R-AK-At Large] (R-AK), 2025-10-08T00:00:00.000Z
- Rep. Johnson, Julie [D-TX-32] (D-TX), 2025-10-24T00:00:00.000Z
- Rep. Craig, Angie [D-MN-2] (D-MN), 2025-10-24T00:00:00.000Z
- Rep. Wittman, Robert J. [R-VA-1] (R-VA), 2025-11-20T00:00:00.000Z
- Rep. Hayes, Jahana [D-CT-5] (D-CT), 2025-12-02T00:00:00.000Z
- Rep. Miller-Meeks, Mariannette [R-IA-1] (R-IA), 2025-12-16T00:00:00.000Z
- Rep. Lieu, Ted [D-CA-36] (D-CA), 2026-01-13T00:00:00.000Z
- Rep. Barrett, Tom [R-MI-7] (R-MI), 2026-02-04T00:00:00.000Z
- Rep. Schmidt, Derek [R-KS-2] (R-KS), 2026-02-11T00:00:00.000Z
- Rep. Barragán, Nanette Diaz [D-CA-44] (D-CA), 2026-03-12T00:00:00.000Z
- Rep. Dingell, Debbie [D-MI-6] (D-MI), 2026-03-17T00:00:00.000Z
- Rep. Frankel, Lois [D-FL-22] (D-FL), 2026-04-02T00:00:00.000Z
- Rep. Correa, J. Luis [D-CA-46] (D-CA), 2026-04-13T00:00:00.000Z
- Rep. Sánchez, Linda T. [D-CA-38] (D-CA), 2026-04-13T00:00:00.000Z
- Rep. Menendez, Robert [D-NJ-8] (D-NJ), 2026-04-13T00:00:00.000Z
- Rep. Vargas, Juan [D-CA-52] (D-CA), 2026-04-13T00:00:00.000Z
- Rep. Subramanyam, Suhas [D-VA-10] (D-VA), 2026-04-15T00:00:00.000Z
- Rep. Mfume, Kweisi [D-MD-7] (D-MD), 2026-04-20T00:00:00.000Z
- Rep. Mullin, Kevin [D-CA-15] (D-CA), 2026-05-04T00:00:00.000Z
- Rep. Elfreth, Sarah [D-MD-3] (D-MD), 2026-05-11T00:00:00.000Z
- Rep. Sorensen, Eric [D-IL-17] (D-IL), 2026-05-11T00:00:00.000Z
- Rep. Wasserman Schultz, Debbie [D-FL-25] (D-FL), 2026-06-08T00:00:00.000Z
- Rep. Kennedy, Timothy M. [D-NY-26] (D-NY), 2026-06-23T00:00:00.000Z
- Rep. Gallagher, James [R-CA-1] (R-CA), 2026-06-23T00:00:00.000Z
- Rep. Pingree, Chellie [D-ME-1] (D-ME), 2026-06-23T00:00:00.000Z
- Rep. Castor, Kathy [D-FL-14] (D-FL), 2026-06-23T00:00:00.000Z
- Rep. Whitesides, George [D-CA-27] (D-CA), 2026-07-20T00:00:00.000Z

## Provisions PRIA read

- Bigger retirement withdrawal for first home: benefit, high. If enacted, you could take up to $50,000 as an early withdrawal from a retirement account to buy your first home. Today the cap is $10,000. You must qualify as a first-time homebuyer and have an eligible account. The change would apply to tax years starting after December 31, 2024.

## Related bills

- 119-hr-2102: Major Richard Star Act
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025
- 119-hr-1340: More Homes on the Market Act
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-1993: 25th Anniversary of 9/11 Commemorative Coin Act

## Sources
- [119-hr-3526 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3526)

## Related
- [119-hr-2102: Major Richard Star Act](https://policyrisk.com/legislation/119-hr-2102)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [119-hr-1340: More Homes on the Market Act](https://policyrisk.com/legislation/119-hr-1340)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-1993: 25th Anniversary of 9/11 Commemorative Coin Act](https://policyrisk.com/legislation/119-hr-1993)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3526 (as of 2026-10-03).