# 119-hr-3530: Flight Education Access Act

119-hr-3530, Flight Education Access Act, is a 119th Congress bill sponsored by Rep. Davis, Donald G. [D-NC-1] (D-NC); status introduced; PRIA reads it as touching household money (as of 2026-10-03).

- Canonical: https://policyrisk.com/legislation/119-hr-3530
- As of: 2026-10-03
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3530
- Congress: 119
- Title: Flight Education Access Act
- Status: introduced
- Introduced: 2025-05-21
- Sponsor: Rep. Davis, Donald G. [D-NC-1] (D-NC)
- Cosponsors: 5
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-10-03

## Summary

**This bill would expand federal student loan access for undergraduate flight training.** It creates a distinct set of Federal Direct Stafford loan limits for eligible undergraduate flight education and training programs and adds new borrower disclosure rules before loan disbursement. - Students and families: Eligible undergraduate flight students would be able to use higher federal loan limits. Dependent students could access up to $111,000 in aggregate unsubsidized loans and independent students up to $137,500 in aggregate unsubsidized loans. - Programs and institutions: To get the enhanced limits programs must meet Title IV rules during the first three years and then a three-year average completion rate of 70 percent or higher. Programs must report enrollment, persistence, transfer, completion, financial-aid use, unmet need, and disaggregated demographic data. - Federal oversight and implementation: The bill adds pre-disbursement loan disclosures about principal, interest, repayment months, estimated balance at repayment start, and lifetime cost estimates. It also requires a GAO review within two years and authorizes $3.0 million per year for 2025–2035 to carry out the amendments. *Would authorize $3.0 million annually for 2025–2035 to implement the program, increasing federal spending for those years.*

## Cosponsors (5)

- Rep. Carter, Troy A. [D-LA-2] (D-LA), 2026-10-01T00:00:00.000Z
- Rep. Kiggans, Jennifer A. [R-VA-2] (R-VA), 2025-05-21T00:00:00.000Z
- Rep. Olszewski, Johnny [D-MD-2] (D-MD), 2025-05-29T00:00:00.000Z
- Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA), 2025-06-20T00:00:00.000Z
- Rep. Nunn, Zachary [R-IA-3] (R-IA), 2025-10-03T00:00:00.000Z

## Provisions PRIA read

- Clear loan costs before disbursement: benefit, low. If enacted, your school or lender would have to show key loan costs before or when money is paid out. You would see the principal, interest rate, number of monthly payments, and when payments start. You would also see the estimated balance at repayment (including any capitalized interest), your pro…
- Funding to run flight education changes: benefit, low. If enacted, the Education Department would get $3 million each year from 2025 through 2035 to carry out this bill. The money would be available until spent. This funding would support administration and oversight, so students and schools would benefit only indirectly.
- Bigger loans for flight students, with rules: mixed, high. If enacted, dependent students in eligible flight programs could borrow up to $20,500 before finishing year one. After year one, they could borrow up to $31,500 a year. Amounts would be prorated if the program is shorter than a full academic year. To qualify, the program must be accredited, use FAA…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4206: CONNECT for Health Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-5401: Pay Our Troops Act of 2026
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025

## Sources
- [119-hr-3530 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3530)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-5401: Pay Our Troops Act of 2026](https://policyrisk.com/legislation/119-hr-5401)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3530 (as of 2026-10-03).