# 119-hr-3570: USA CAR Act

119-hr-3570, USA CAR Act, is a 119th Congress bill sponsored by Rep. Taylor, David J. [R-OH-2] (R-OH); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-3570
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3570
- Congress: 119
- Title: USA CAR Act
- Status: introduced
- Introduced: 2025-05-21
- Sponsor: Rep. Taylor, David J. [R-OH-2] (R-OH)
- Cosponsors: 0
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Creates an above-the-line deduction for qualified automobile interest to lower taxable income for people who finance U.S.-assembled cars.** The USA CAR Act would let individuals deduct interest on loans used to buy a "qualified automobile" when that vehicle's final assembly occurs in the United States.

## Provisions PRIA read

- Above-the-line car loan interest deduction: benefit, high. If enacted, you would be able to deduct car loan interest above the line on your federal return. This would apply to individuals and pass-through owners, not corporations. The loan must be taken to buy the car and be secured by that car. The car must have its final assembly in the United States and…

## Related bills

- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-3898: PERMIT Act
- 119-hr-1163: Prove It Act
- 119-hr-9535: Securing Agriculture's Workforce Act of 2026
- 119-hr-9298: Stopping Harmful and Outrageous Torts Act

## Sources
- [119-hr-3570 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3570)

## Related
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-3898: PERMIT Act](https://policyrisk.com/legislation/119-hr-3898)
- [119-hr-1163: Prove It Act](https://policyrisk.com/legislation/119-hr-1163)
- [119-hr-9535: Securing Agriculture's Workforce Act of 2026](https://policyrisk.com/legislation/119-hr-9535)
- [119-hr-9298: Stopping Harmful and Outrageous Torts Act](https://policyrisk.com/legislation/119-hr-9298)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3570 (as of 2026-04-21).