# 119-hr-3629: End Banking for Human Traffickers Act of 2025

119-hr-3629, End Banking for Human Traffickers Act of 2025, is a 119th Congress bill sponsored by Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA); status introduced; PRIA reads it as touching household money (as of 2026-08-15).

- Canonical: https://policyrisk.com/legislation/119-hr-3629
- As of: 2026-08-15
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3629
- Congress: 119
- Title: End Banking for Human Traffickers Act of 2025
- Status: introduced
- Introduced: 2025-05-29
- Sponsor: Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA)
- Cosponsors: 4
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-08-15

## Summary

**Strengthen the financial system to detect and deter money linked to severe human trafficking.** This bill would push bank examiners, an interagency task force, and federal banking agencies to review and upgrade anti-money-laundering detection, referral, and training processes and to produce concrete recommendations to improve how financial flows tied to severe trafficking are found and stopped. - Financial institutions: Banks and other financial firms would face focused reviews and recommended changes to AML training, examination procedures, internal controls, and referral processes after the Financial Institutions Examination Council consults with Treasury, the private sector, victims and advocates, and law enforcement within 180 days. - Federal agencies and law enforcement: An Interagency Task Force would deliver, within 270 days, an analysis of current AML efforts related to severe trafficking plus required recommendations to improve detection, expand information sharing, enhance employee training, and update policies for referring suspected cases. - Foreign governments: The Trafficking Victims Protection Act would gain a new requirement to assess whether a country has a framework to prevent financial transactions of trafficking proceeds and to investigate, prosecute, convict, and sentence those who try or do so.

## Cosponsors (4)

- Rep. Keating, William R. [D-MA-9] (D-MA), 2025-05-29T00:00:00.000Z
- Rep. Davis, Donald G. [D-NC-1] (D-NC), 2025-06-04T00:00:00.000Z
- Rep. Vasquez, Gabe [D-NM-2] (D-NM), 2025-12-16T00:00:00.000Z
- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2026-08-13T00:00:00.000Z

## Provisions PRIA read

- New trafficking finance test for countries: benefit, low. If enacted, U.S. reviews of foreign governments would add a test on blocking money from severe trafficking. Reviews would ask if a country has a framework and is using it, consistent with its capacity. They would look at investigations, prosecutions, convictions, and sentences for people who try or…
- Protect victims' access to banking: benefit, low. This bill would not give the federal trafficking task force power to make rules. It would also say banks should not be encouraged to deny services to trafficking victims or to people not responsible for trafficking. This aims to keep victims’ access to bank accounts and other services.
- Stronger bank checks for trafficking: mixed, medium. Within 180 days of enactment, the bank exam council would review and improve anti–money laundering training and exam rules. It would consult Treasury, banks, victims, advocates, and law enforcement. It would also improve how banks refer suspected trafficking cases and check if current rules are eno…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025
- 119-hr-4206: CONNECT for Health Act of 2025
- 119-hr-2902: SOAR Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act

## Sources
- [119-hr-3629 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3629)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-hr-20)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [119-hr-2902: SOAR Act of 2025](https://policyrisk.com/legislation/119-hr-2902)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3629 (as of 2026-08-15).