# 119-hr-3720: HOME Act of 2025

119-hr-3720, HOME Act of 2025, is a 119th Congress bill sponsored by Del. King-Hinds, Kimberlyn [R-MP-At Large] (R-MP); status in_committee; PRIA reads it as touching household money (as of 2026-10-11).

- Canonical: https://policyrisk.com/legislation/119-hr-3720
- As of: 2026-10-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3720
- Congress: 119
- Title: HOME Act of 2025
- Status: in_committee
- Introduced: 2025-06-04
- Sponsor: Del. King-Hinds, Kimberlyn [R-MP-At Large] (R-MP)
- Cosponsors: 9
- Policy area: Armed Forces and National Security
- Touches household money: yes
- Last recorded action: 2026-10-11

## Summary

**Expands support for veterans using VA home loans** by adding nonprofit advisers into lender guidance, creating a VA database of homes adapted for disabled veterans, and boosting outreach to veterans in U.S. territories. - Veterans buying homes: Lenders' residual income guidance will formally include nonprofit financial service organizations and the VA will coordinate voluntary financial counseling to veterans using VA-backed loans. This aims to help buyers better manage mortgage affordability and credit steps. - Disabled veterans and sellers: The VA must run a searchable list of for-sale homes that were adapted for disabled veterans. Sellers opt in to be listed, making accessible homes easier to find for buyers who need them. - Veterans in territories: The VA must conduct outreach to veterans living in U.S. territories about eligibility for benefits under the adapted-housing provision, increasing awareness of available supports.

## Cosponsors (9)

- Rep. Joyce, David P. [R-OH-14] (R-OH), 2026-10-09T00:00:00.000Z
- Rep. Van Orden, Derrick [R-WI-3] (R-WI), 2025-06-04T00:00:00.000Z
- Del. Moylan, James C. [R-GU-At Large] (R-GU), 2025-06-06T00:00:00.000Z
- Del. Radewagen, Aumua Amata Coleman [R-AS-At Large] (R-AS), 2025-06-09T00:00:00.000Z
- Rep. Ciscomani, Juan [R-AZ-6] (R-AZ), 2025-06-17T00:00:00.000Z
- Rep. Barrett, Tom [R-MI-7] (R-MI), 2025-06-24T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2025-12-04T00:00:00.000Z
- Rep. Guest, Michael [R-MS-3] (R-MS), 2026-02-02T00:00:00.000Z
- Rep. Pfluger, August [R-TX-11] (R-TX), 2026-02-24T00:00:00.000Z

## Provisions PRIA read

- Database of adapted homes for veterans: benefit, low. If enacted, the VA would run a database of homes that were adapted for disabled veterans and are for sale. A home would appear only if the seller chooses to list it. Disabled veterans interested in buying could use the database to find these homes. The bill does not add payments or set a start date.
- More guidance and counseling for VA homebuyers: benefit, low. If enacted, the VA would update lender guidance to include help from nonprofit financial groups when checking a buyer’s leftover income. Lenders could consider this support when you apply for a VA‑backed mortgage. The VA would also work with veteran nonprofits to offer optional money counseling to…
- More outreach to veterans in territories: benefit, low. If enacted, the VA would have to reach out to veterans living in U.S. territories about benefits under this section. The goal would be to make sure eligible veterans know they can apply. This would add outreach only; it would not change eligibility or provide payments by itself.

## Related bills

- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-2102: Major Richard Star Act
- 119-hr-452: Miracle on Ice Congressional Gold Medal Act
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-9250: Great American Outdoors Act 250
- 119-hr-6130: ASAP Act

## Sources
- [119-hr-3720 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3720)

## Related
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-2102: Major Richard Star Act](https://policyrisk.com/legislation/119-hr-2102)
- [119-hr-452: Miracle on Ice Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-452)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-9250: Great American Outdoors Act 250](https://policyrisk.com/legislation/119-hr-9250)
- [119-hr-6130: ASAP Act](https://policyrisk.com/legislation/119-hr-6130)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3720 (as of 2026-10-11).