# 119-hr-3745: American Neighborhoods Protection Act of 2025

119-hr-3745, American Neighborhoods Protection Act of 2025, is a 119th Congress bill sponsored by Rep. Adams, Alma S. [D-NC-12] (D-NC); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-3745
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3745
- Congress: 119
- Title: American Neighborhoods Protection Act of 2025
- Status: introduced
- Introduced: 2025-06-05
- Sponsor: Rep. Adams, Alma S. [D-NC-12] (D-NC)
- Cosponsors: 4
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Would create a new federal excise tax on ownership of excess single-family residences and direct those revenues into a Housing Trust Fund for down payment assistance.** The tax targets owners holding very large portfolios of single-family homes and pairs the levy with grants to state housing finance agencies to help buyers with down payments. - Families: State-run down payment assistance programs would get grant funding. Priority goes to families buying homes sold by owners subject to the new tax. - Owners of multiple single-family residences: A taxpayer with more than 75 single-family residences would pay $10,000 for each home above 75 each taxable year. Owners must report certain sales and purchaser details to the IRS or face penalties for incorrect or missing information. - State housing finance agencies and HUD: HUD would award grants to state housing finance agencies to create or expand down payment assistance programs funded by the tax receipts. Funds would be available only as provided in appropriations acts.

## Cosponsors (4)

- Rep. McIver, LaMonica [D-NJ-10] (D-NJ), 2025-06-05T00:00:00.000Z
- Rep. Fields, Cleo [D-LA-6] (D-LA), 2025-06-05T00:00:00.000Z
- Rep. Thompson, Bennie G. [D-MS-2] (D-MS), 2025-06-05T00:00:00.000Z
- Rep. Ansari, Yassamin [D-AZ-3] (D-AZ), 2025-06-23T00:00:00.000Z

## Provisions PRIA read

- New down payment help for buyers: benefit, medium. This bill would create a Housing Trust Fund tied to the new tax. HUD would give grants to state housing finance agencies for down payment assistance. States would create or expand programs you could apply to when buying a home. Priority would go to buyers of homes sold by a covered taxpayer. Money…
- Tax on owning over 75 homes: cost, high. This bill would add a federal excise tax on large home portfolios. You would owe $10,000 for each single-family residence you own above 75, counted on the last day of the year. Single-family means up to 4 units, and “own” means a direct majority interest. People under the same employer would be com…

## Related bills

- 119-hr-7973: Momnibus Act
- 119-hr-3971: Domestic Workers Bill of Rights Act
- 119-hr-3543: College for All Act of 2025
- 119-hr-2045: Medicare Dental, Vision, and Hearing Benefit Act of 2025
- 119-hr-51: Washington, D.C. Admission Act
- 119-hr-2486: Heating and Cooling Relief Act

## Sources
- [119-hr-3745 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3745)

## Related
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3971: Domestic Workers Bill of Rights Act](https://policyrisk.com/legislation/119-hr-3971)
- [119-hr-3543: College for All Act of 2025](https://policyrisk.com/legislation/119-hr-3543)
- [119-hr-2045: Medicare Dental, Vision, and Hearing Benefit Act of 2025](https://policyrisk.com/legislation/119-hr-2045)
- [119-hr-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-hr-51)
- [119-hr-2486: Heating and Cooling Relief Act](https://policyrisk.com/legislation/119-hr-2486)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3745 (as of 2026-04-21).