# 119-hr-3810: SKIM Act

119-hr-3810, SKIM Act, is a 119th Congress bill sponsored by Rep. Fong, Vince [R-CA-20] (R-CA); status introduced (as of 2026-09-06).

- Canonical: https://policyrisk.com/legislation/119-hr-3810
- As of: 2026-09-06
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-3810
- Congress: 119
- Title: SKIM Act
- Status: introduced
- Introduced: 2025-06-06
- Sponsor: Rep. Fong, Vince [R-CA-20] (R-CA)
- Cosponsors: 17
- Policy area: Crime and Law Enforcement
- Touches household money: no
- Last recorded action: 2026-09-06

## Summary

**Tougher federal sentences for fraud using counterfeit or unauthorized access devices.** This bill would force the Sentencing Commission to raise guideline levels for access-device fraud and require DOJ and DHS to report on enforcement, technology, and best practices.

## Cosponsors (17)

- Rep. Valadao, David G. [R-CA-22] (R-CA), 2025-06-06T00:00:00.000Z
- Rep. Kim, Young [R-CA-40] (R-CA), 2025-06-06T00:00:00.000Z
- Rep. McDowell, Addison P. [R-NC-6] (R-NC), 2025-06-06T00:00:00.000Z
- Rep. Garbarino, Andrew R. [R-NY-2] (R-NY), 2025-06-30T00:00:00.000Z
- Rep. Obernolte, Jay [R-CA-23] (R-CA), 2025-07-25T00:00:00.000Z
- Rep. Carey, Mike [R-OH-15] (R-OH), 2025-08-15T00:00:00.000Z
- Rep. Bacon, Don [R-NE-2] (R-NE), 2025-09-08T00:00:00.000Z
- Rep. Gooden, Lance [R-TX-5] (R-TX), 2026-01-08T00:00:00.000Z
- Rep. Shreve, Jefferson [R-IN-6] (R-IN), 2026-01-21T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2026-02-03T00:00:00.000Z
- Rep. Grothman, Glenn [R-WI-6] (R-WI), 2026-02-04T00:00:00.000Z
- Rep. Allen, Rick W. [R-GA-12] (R-GA), 2026-06-22T00:00:00.000Z
- Rep. Fry, Russell [R-SC-7] (R-SC), 2026-07-16T00:00:00.000Z
- Rep. Gallagher, James [R-CA-1] (R-CA), 2026-07-22T00:00:00.000Z
- Rep. Schmidt, Derek [R-KS-2] (R-KS), 2026-08-31T00:00:00.000Z
- Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ), 2026-09-02T00:00:00.000Z
- Rep. Knott, Brad [R-NC-13] (R-NC), 2026-09-04T00:00:00.000Z

## Provisions PRIA read

- Tougher sentences for card fraud: benefit, medium. If enacted, sentencing rules for access-device fraud would get stricter. The U.S. Sentencing Commission would have 30 days to update the guidelines. In cases with 10 or more counterfeit or unauthorized access devices, any unauthorized charges would count as loss, no matter how small. Sentences woul…

## Related bills

- 119-hr-1422: Enhanced Iran Sanctions Act of 2025
- 119-hr-703: Main Street Tax Certainty Act
- 119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act
- 119-hr-1502: North Platte Canteen Congressional Gold Medal Act
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-2853: Combating Organized Retail Crime Act of 2025

## Sources
- [119-hr-3810 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3810)

## Related
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [119-hr-703: Main Street Tax Certainty Act](https://policyrisk.com/legislation/119-hr-703)
- [119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-1628)
- [119-hr-1502: North Platte Canteen Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-1502)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-2853: Combating Organized Retail Crime Act of 2025](https://policyrisk.com/legislation/119-hr-2853)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-3810 (as of 2026-09-06).