# 119-hr-3947: Easy Enrollment in Health Care Act 119-hr-3947, Easy Enrollment in Health Care Act, is a 119th Congress bill sponsored by Rep. Bera, Ami [D-CA-6] (D-CA); status introduced; PRIA reads it as touching household money (as of 2026-04-21). - Canonical: https://policyrisk.com/legislation/119-hr-3947 - As of: 2026-04-21 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: 119-hr-3947 - Congress: 119 - Title: Easy Enrollment in Health Care Act - Status: introduced - Introduced: 2025-06-12 - Sponsor: Rep. Bera, Ami [D-CA-6] (D-CA) - Cosponsors: 0 - Policy area: Health - Touches household money: yes - Last recorded action: 2026-04-21 ## Summary **Use tax returns to enroll people in public and subsidized health coverage.** This bill would create a secure, consent-based system that uses tax return and other federal data to determine eligibility and automatically enroll household members into Medicaid, CHIP, or subsidized marketplace plans when possible. - Families and households: Consenting taxpayers could have Exchanges use their tax return data to qualify household members for Medicaid, CHIP, or advance premium tax credits and trigger a special enrollment period tied to tax filing dates. - Low-income applicants and marketplace consumers: Exchanges would identify "zero net premium" qualified health plans and may default-enroll eligible people into the highest-value zero-cost options, while providing notices, opt-out rights, and a reconsideration window of up to 30 days. - States, Exchanges, and administrators: The bill authorizes broader data matches including the National Directory of New Hires and IRS return information, offers states multiple verification procedure options, and funds IT and data-sharing infrastructure through transfers and appropriations. Effective dates include SSA-related changes starting January 1, 2027 and applicable-taxable-year changes taking effect January 1, 2028 with a transition through December 31, 2034. ## Provisions PRIA read - Easier Medicaid checks: SNAP and last-year income: benefit, medium. If enacted, States would need to accept recent SNAP or TANF findings to prove income, citizenship, and residence for Medicaid/CHIP. This required rule would apply to kids under 19 and some other groups named in law; States could choose to use it for others. Starting Jan 1, 2027, States would also u… - Faster help after your life changes: benefit, medium. If enacted, you could file a one-page change form after you apply to ask for more help. The marketplace would use tax and other data to see if a change, like income loss, qualifies you for more premium tax credits, bigger cost-sharing reductions, or Medicaid/CHIP. Decisions would come with normal n… - Get coverage when you file taxes: benefit, medium. If enacted, when you file your taxes and give consent, the marketplace would open a special sign-up window. It would use your return and trusted data to check Medicaid, CHIP, and premium tax credits. If you qualify for a $0 plan, the marketplace could pick a default plan and enroll you unless you o… - Broader data sharing and state verification options: benefit, medium. If enacted, agencies and trusted private data sources could share information needed to check eligibility for coverage help. HHS could let programs use National Directory of New Hires data, like employer and wage records, to verify offers and income, with programs repaying HHS’s added costs. Progra… - Build the tech to link taxes and coverage: benefit, medium. If enacted, the government would give HHS as much money as needed to build and run secure data systems for this program. HHS could transfer funds to IRS, child support, State programs, Exchanges, and trusted data sources. The money would be available until spent, and HHS would set rules for request… - New rules and payback shield for ACA credits: mixed, high. If enacted, the tax year used to figure marketplace premium tax credits would change. For Jan–May coverage months, the law would look back to a tax year that ended at least 12 months before Jan 1 of the plan year. For other months, it would use the most recent year that ended before Jan 1. A safe h… ## Related bills - 119-hr-3151: SHIPS for America Act of 2025 - 119-hr-6900: American Affordability Act of 2025 - 119-hr-10061: Wildfire Response and Readiness Act - 119-hr-7481: Department of Homeland Security Appropriations Act, 2026 - 119-hr-7973: Momnibus Act - 119-hr-562: BLUE Pacific Act ## Sources - [119-hr-3947 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/3947) ## Related - [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151) - [119-hr-6900: American Affordability Act of 2025](https://policyrisk.com/legislation/119-hr-6900) - [119-hr-10061: Wildfire Response and Readiness Act](https://policyrisk.com/legislation/119-hr-10061) - [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481) - [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973) - [119-hr-562: BLUE Pacific Act](https://policyrisk.com/legislation/119-hr-562) - [All bills in Congress](https://policyrisk.com/legislation) Source: PRIA, https://policyrisk.com/legislation/119-hr-3947 (as of 2026-04-21).