# 119-hr-403: Preventing Our Next Natural Disaster Act

119-hr-403, Preventing Our Next Natural Disaster Act, is a 119th Congress bill sponsored by Rep. Swalwell, Eric [D-CA-14] (D-CA); status in_committee; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-403
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-403
- Congress: 119
- Title: Preventing Our Next Natural Disaster Act
- Status: in_committee
- Introduced: 2025-01-14
- Sponsor: Rep. Swalwell, Eric [D-CA-14] (D-CA)
- Cosponsors: 6
- Policy area: Emergency Management
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Prioritizes climate-ready predisaster mitigation and directs more federal help to high-risk and disadvantaged communities.** It raises federal support, improves data and outreach, and pushes mitigation projects to be built for future flood, fire, and other climate risks. - Families and residents in high-hazard and environmental justice communities could see more mitigation projects funded and designed for future climate threats. The President may cover up to 90% of a mitigation activity's cost in small impoverished or environmental justice communities. - Local governments and community planners gain a bigger predisaster mitigation pool because the bill raises the baseline from 6% to 15% of the Disaster Relief Fund for predisaster mitigation. - Community groups and applicants get more help from FEMA through technical assistance and outreach partnerships with organizations like the Cooperative Extension System to boost grant applications and project management. - Planners, researchers, and policymakers get better tools because the bill requires a central federal database within three years to map and evaluate disaster and mitigation spending by project type, hazard, and census tract.

## Cosponsors (6)

- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2025-01-15T00:00:00.000Z
- Rep. Kamlager-Dove, Sydney [D-CA-37] (D-CA), 2025-02-04T00:00:00.000Z
- Rep. Huffman, Jared [D-CA-2] (D-CA), 2025-03-31T00:00:00.000Z
- Rep. Mullin, Kevin [D-CA-15] (D-CA), 2025-06-26T00:00:00.000Z
- Rep. Case, Ed [D-HI-1] (D-HI), 2025-09-10T00:00:00.000Z
- Rep. Bell, Wesley [D-MO-1] (D-MO), 2025-10-08T00:00:00.000Z

## Provisions PRIA read

- More FEMA money to prevent disasters: benefit, high. This bill would raise the share of disaster funds set aside for prevention to 15%, up from 6%. For each major disaster, that money would come from the Disaster Relief Fund. It would also let up to 2% of certain FEMA grants be used for community planning and capacity building. That 2% would come out…
- Climate-smart rules and a funding map: benefit, medium. FEMA could issue guidance to build climate change into risk tools, cost‑benefit tests, and building standards. This guidance could ask that funded projects be designed for future floods, wildfires, and other hazards. FEMA would also have to create, within three years, a central database that combin…
- More help for high-risk communities: benefit, medium. The bill would define which places count as high hazard risk, environmental justice, and small impoverished (50,000 people or fewer and economically disadvantaged). FEMA would have to prioritize help for these areas, plus places with low tax revenue per person and weak code adoption or infrastructu…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7973: Momnibus Act
- 119-hr-51: Washington, D.C. Admission Act
- 119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025
- 119-hr-2086: Rights for the TSA Workforce Act
- 119-hr-5390: FAMILY Act

## Sources
- [119-hr-403 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/403)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-hr-51)
- [119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-hr-20)
- [119-hr-2086: Rights for the TSA Workforce Act](https://policyrisk.com/legislation/119-hr-2086)
- [119-hr-5390: FAMILY Act](https://policyrisk.com/legislation/119-hr-5390)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-403 (as of 2026-09-21).