# 119-hr-4064: Protecting Gun Owners in Bankruptcy Act

119-hr-4064, Protecting Gun Owners in Bankruptcy Act, is a 119th Congress bill sponsored by Rep. Tenney, Claudia [R-NY-24] (R-NY); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-4064
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-4064
- Congress: 119
- Title: Protecting Gun Owners in Bankruptcy Act
- Status: introduced
- Introduced: 2025-06-20
- Sponsor: Rep. Tenney, Claudia [R-NY-24] (R-NY)
- Cosponsors: 4
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Would allow debtors to exempt up to $3,000 in firearms from their bankruptcy estate.** It would also let debtors use that same $3,000 cap to avoid liens on firearms in bankruptcy cases filed after enactment. - Families and individual filers: People who file bankruptcy could keep up to $3,000 total in one or more firearms instead of those guns becoming estate property. - Creditors and unsecured claimants: Reduces the pool of assets available to repay creditors by excluding up to $3,000 in firearms and permitting lien avoidance on that same value. - Bankruptcy trustees and courts: Adds a new exemption item and a matching lien-avoidance category to the Bankruptcy Code, which trustees must apply in cases filed after the law takes effect.

## Cosponsors (4)

- Rep. Collins, Mike [R-GA-10] (R-GA), 2025-06-20T00:00:00.000Z
- Rep. Owens, Burgess [R-UT-4] (R-UT), 2025-06-20T00:00:00.000Z
- Rep. Weber, Randy K. Sr. [R-TX-14] (R-TX), 2025-06-20T00:00:00.000Z
- Rep. Gosar, Paul A. [R-AZ-9] (R-AZ), 2025-06-25T00:00:00.000Z

## Provisions PRIA read

- Keep up to $3,000 in firearms in bankruptcy: benefit, high. If enacted, you could exempt up to $3,000 of the total value of one or more firearms from your bankruptcy estate. It would also let you avoid certain liens on those firearms, up to the same $3,000 total. These rules would apply only to cases filed on or after the date this bill becomes law. It woul…

## Related bills

- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-3816: Weather Act Reauthorization Act of 2025
- 119-hr-1181: Protecting Privacy in Purchases Act
- 119-hr-987: Fair Access to Banking Act
- 119-hr-925: Dismantle DEI Act of 2025
- 119-hr-22: SAVE Act

## Sources
- [119-hr-4064 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/4064)

## Related
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-3816: Weather Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-hr-3816)
- [119-hr-1181: Protecting Privacy in Purchases Act](https://policyrisk.com/legislation/119-hr-1181)
- [119-hr-987: Fair Access to Banking Act](https://policyrisk.com/legislation/119-hr-987)
- [119-hr-925: Dismantle DEI Act of 2025](https://policyrisk.com/legislation/119-hr-925)
- [119-hr-22: SAVE Act](https://policyrisk.com/legislation/119-hr-22)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-4064 (as of 2026-04-21).