# 119-hr-4100: End Junk Fees for Renters Act

119-hr-4100, End Junk Fees for Renters Act, is a 119th Congress bill sponsored by Rep. Frost, Maxwell [D-FL-10] (D-FL); status in_committee; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-4100
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-4100
- Congress: 119
- Title: End Junk Fees for Renters Act
- Status: in_committee
- Introduced: 2025-06-24
- Sponsor: Rep. Frost, Maxwell [D-FL-10] (D-FL)
- Cosponsors: 27
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Bans and limits on rental "junk fees" for federally linked housing.** This bill would bar many common upfront and surprise charges, cap late fees, and force clearer fee and condition disclosures for units tied to federal backing. - Renters: Cuts move-in costs by banning application fees and tenant-screening charges for households applying to HUD-assisted units or units with federally backed mortgages. It also limits late fees to under 3 percent of monthly rent and allows them only after 15 days past due. - Owners: Requires owners to disclose before lease signing the total monthly amount due including fees, a practicable summary of past litigation with tenants, ongoing pest and maintenance issues, and rent increases over the prior 10 years. - Regulators and credit reporting: Applies to owners of HUD-assisted properties and properties with federally backed single-family or multifamily mortgage loans and relies on agencies like HUD, VA, USDA, and the Federal Housing Finance Agency. Those agencies must define "junk fee" by rule within 180 days and may treat reporting a junk-fee debt to consumer reporting agencies as an unfair debt-collection practice under the Fair Debt Collection Practices Act.

## Cosponsors (27)

- Rep. Gomez, Jimmy [D-CA-34] (D-CA), 2025-06-24T00:00:00.000Z
- Rep. Chu, Judy [D-CA-28] (D-CA), 2025-06-24T00:00:00.000Z
- Rep. Casar, Greg [D-TX-35] (D-TX), 2025-06-24T00:00:00.000Z
- Rep. Khanna, Ro [D-CA-17] (D-CA), 2025-06-24T00:00:00.000Z
- Rep. Schakowsky, Janice D. [D-IL-9] (D-IL), 2025-06-24T00:00:00.000Z
- Rep. Lee, Summer L. [D-PA-12] (D-PA), 2025-06-24T00:00:00.000Z
- Rep. Tlaib, Rashida [D-MI-12] (D-MI), 2025-06-24T00:00:00.000Z
- Rep. Ocasio-Cortez, Alexandria [D-NY-14] (D-NY), 2025-06-24T00:00:00.000Z
- Rep. Goldman, Daniel S. [D-NY-10] (D-NY), 2025-06-24T00:00:00.000Z
- Rep. Pocan, Mark [D-WI-2] (D-WI), 2025-06-24T00:00:00.000Z
- Rep. Garcia, Robert [D-CA-42] (D-CA), 2025-06-24T00:00:00.000Z
- Rep. Omar, Ilhan [D-MN-5] (D-MN), 2025-06-24T00:00:00.000Z
- Rep. McIver, LaMonica [D-NJ-10] (D-NJ), 2025-06-24T00:00:00.000Z
- Rep. Mullin, Kevin [D-CA-15] (D-CA), 2025-06-24T00:00:00.000Z
- Rep. Jayapal, Pramila [D-WA-7] (D-WA), 2025-06-24T00:00:00.000Z
- Rep. Lieu, Ted [D-CA-36] (D-CA), 2025-06-24T00:00:00.000Z
- Rep. Watson Coleman, Bonnie [D-NJ-12] (D-NJ), 2025-06-24T00:00:00.000Z
- Rep. Clarke, Yvette D. [D-NY-9] (D-NY), 2025-06-24T00:00:00.000Z
- Rep. Balint, Becca [D-VT-At Large] (D-VT), 2025-06-24T00:00:00.000Z
- Rep. Ramirez, Delia C. [D-IL-3] (D-IL), 2025-06-24T00:00:00.000Z
- Rep. Ansari, Yassamin [D-AZ-3] (D-AZ), 2025-07-22T00:00:00.000Z
- Rep. Deluzio, Christopher R. [D-PA-17] (D-PA), 2025-08-12T00:00:00.000Z
- Rep. Larson, John B. [D-CT-1] (D-CT), 2026-03-16T00:00:00.000Z
- Rep. Jackson, Jonathan L. [D-IL-1] (D-IL), 2026-04-14T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2026-08-03T00:00:00.000Z
- Rep. Wilson, Frederica S. [D-FL-24] (D-FL), 2026-08-03T00:00:00.000Z
- Rep. Tokuda, Jill N. [D-HI-2] (D-HI), 2026-09-15T00:00:00.000Z

## Provisions PRIA read

- Define junk fees and bar credit reporting: benefit, medium. If enacted, two federal agencies would have 180 days to write a rule that defines "junk fee" for rental housing. The rule would make sending unpaid junk fees to credit bureaus an unfair debt collection practice under the Fair Debt Collection Practices Act.
- Limits on late fees and new disclosures: benefit, medium. If enacted, landlords of covered units could charge late rent fees only after 15 days late. The fee would have to be less than 3% of your monthly rent. Landlords would have to show the total monthly cost before you sign. They would also have to give a summary of past tenant lawsuits, ongoing pest a…
- Ban on application and screening fees: benefit, low. If enacted, owners of covered dwelling units could not charge any fee to apply to rent. They also could not charge for background checks, criminal history checks, tenant screening, or consumer reports for applicants.
- Which homes and agencies are covered: mixed, medium. If enacted, the bill would define which dwellings are "covered." That includes HUD-assisted units and units tied to many federally backed mortgages like FHA, VA, USDA, and loans bought or securitized by Fannie or Freddie. It would also define who counts as an owner and say which federal agency enfo…

## Related bills

- 119-hr-7973: Momnibus Act
- 119-hr-3069: Medicare for All Act
- 119-hr-51: Washington, D.C. Admission Act
- 119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025
- 119-hr-5390: FAMILY Act
- 119-hr-15: Equality Act

## Sources
- [119-hr-4100 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/4100)

## Related
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3069: Medicare for All Act](https://policyrisk.com/legislation/119-hr-3069)
- [119-hr-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-hr-51)
- [119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-hr-20)
- [119-hr-5390: FAMILY Act](https://policyrisk.com/legislation/119-hr-5390)
- [119-hr-15: Equality Act](https://policyrisk.com/legislation/119-hr-15)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-4100 (as of 2026-09-21).