# 119-hr-4139: Cutting Copays Act

119-hr-4139, Cutting Copays Act, is a 119th Congress bill sponsored by Rep. McGarvey, Morgan [D-KY-3] (D-KY); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-4139
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-4139
- Congress: 119
- Title: Cutting Copays Act
- Status: introduced
- Introduced: 2025-06-25
- Sponsor: Rep. McGarvey, Morgan [D-KY-3] (D-KY)
- Cosponsors: 1
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Cuts copays for low-income Medicare Part D enrollees.** The Cutting Copays Act would set a phased, year-by-year schedule that lowers out-of-pocket drug costs for low-income Part D beneficiaries, moves many generics to $0 in 2026, and ties later increases to the Consumer Price Index. - Low-income Part D enrollees who use generics: Would face a cap of no more than $1 for many generics before 2026 and a $0 copay in plan year 2026. - Low-income Part D enrollees who use non-generic drugs: Would see a cap of $3 before 2026, then a new 2026 dollar level for those drugs that increases each year by the annual Consumer Price Index (U.S. city average, all items). - Medicare plans and administrators: Would apply the new dollar caps within the existing Part D cost-sharing reduction framework and use the statute’s current clause (iii) copayment amounts as the comparison point when the statute refers to lower amounts.

## Cosponsors (1)

- Rep. Bilirakis, Gus M. [R-FL-12] (R-FL), 2025-06-25T00:00:00.000Z

## Provisions PRIA read

- Lower drug copays for low-income Medicare: benefit, medium. If enacted, low-income Medicare Part D enrollees would pay less at the pharmacy. Before 2026, copays would be capped at $1 for a generic or preferred multiple-source drug, and $3 for other drugs. If your current low-income copay is lower, you would keep the lower amount. In 2026, generics would be…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6900: American Affordability Act of 2025
- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7973: Momnibus Act

## Sources
- [119-hr-4139 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/4139)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6900: American Affordability Act of 2025](https://policyrisk.com/legislation/119-hr-6900)
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-4139 (as of 2026-04-21).