# 119-hr-4266: Housing for US Act

119-hr-4266, Housing for US Act, is a 119th Congress bill sponsored by Rep. Suozzi, Thomas R. [D-NY-3] (D-NY); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-4266
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-4266
- Congress: 119
- Title: Housing for US Act
- Status: introduced
- Introduced: 2025-06-30
- Sponsor: Rep. Suozzi, Thomas R. [D-NY-3] (D-NY)
- Cosponsors: 2
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Creates state revolving loan funds to build more housing for middle-income households using proceeds from the release of Fannie Mae and Freddie Mac.** The bill would seed 10 years of federal proceeds into a trust that capitalizes state loan funds, sets affordability rules, labor standards, and a 20% state match requirement.

## Cosponsors (2)

- Rep. Malliotakis, Nicole [R-NY-11] (R-NY), 2025-06-30T00:00:00.000Z
- Del. Moylan, James C. [R-GU-At Large] (R-GU), 2025-10-24T00:00:00.000Z

## Provisions PRIA read

- How states would get housing capital: benefit, medium. HUD would lend States money from a 10‑year trust funded by the release of Fannie Mae and Freddie Mac. States would need a 20% cash match before payment and would repay the federal loan 10 years after each transfer, with repayments going to deficit reduction. Money would be allotted based on need fo…
- Affordability rules for homebuyers and renters: mixed, medium. Projects with 5 or more units would set aside at least 50% for families at 120%–165% of AMI and 20% for families under 80% of AMI. For 1–4 unit projects, units would have to be affordable to families at 80%–165% of AMI. Assisted homes for sale would have 5‑year resale limits to keep prices affordab…
- Wages and apprenticeships on funded projects: mixed, medium. Projects using these funds would have to pay Davis‑Bacon wages. In certain dense urban areas, at least 15% of total construction hours would be done by registered apprentices; firms with 4 or more workers would need at least one apprentice. If the 15% target were missed, the penalty would be $50 fo…
- How projects could use state loans: mixed, medium. State loan funds could make loans or guarantees for eligible housing, invest idle cash, and use bond proceeds if those proceeds go back into the fund. Loans could charge at or below market rates, start payments no later than 18 months after project completion, and amortize up to 30 years (up to 40…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6900: American Affordability Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-4393: DIGNIDAD (Dignity) Act of 2025
- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-7977: Energy Bills Relief Act

## Sources
- [119-hr-4266 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/4266)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6900: American Affordability Act of 2025](https://policyrisk.com/legislation/119-hr-6900)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-4393: DIGNIDAD (Dignity) Act of 2025](https://policyrisk.com/legislation/119-hr-4393)
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-4266 (as of 2026-04-21).