# 119-hr-4369: End Tenant Credit Screening Act

119-hr-4369, End Tenant Credit Screening Act, is a 119th Congress bill sponsored by Rep. Frost, Maxwell [D-FL-10] (D-FL); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-4369
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-4369
- Congress: 119
- Title: End Tenant Credit Screening Act
- Status: introduced
- Introduced: 2025-07-14
- Sponsor: Rep. Frost, Maxwell [D-FL-10] (D-FL)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Ends landlords' use of credit-based consumer reports for tenant screening.** This bill would add a new subsection to the Fair Credit Reporting Act that bars housing providers from using consumer or investigative reports that bear on a tenant's creditworthiness to evaluate applications, set security deposits or lease terms, or decide retention, with a narrow exception for individualized reconsideration of a denial. - Renters: Reduces the chance that credit history will be used to deny an application or raise deposit and lease costs. - Housing providers: Prohibits relying on consumer reports that reflect credit standing for screening, though providers can accept a report submitted to support reconsidering a previous denial. - Applicants denied: Creates a specific path to have an application reconsidered on an individualized basis using a submitted report.

## Provisions PRIA read

- Ban on credit checks for renters: benefit, medium. If enacted, this bill would ban landlords and other housing providers from using credit reports to screen renters. They would not be allowed to use any consumer or investigative report that includes your credit standing, even if you agree. The ban would cover application approval, security deposits…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-3816: Weather Act Reauthorization Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-3077: Agriculture Resilience Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7973: Momnibus Act

## Sources
- [119-hr-4369 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/4369)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-3816: Weather Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-hr-3816)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3077: Agriculture Resilience Act of 2025](https://policyrisk.com/legislation/119-hr-3077)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-4369 (as of 2026-04-21).