# 119-hr-4442: CHARGE Investments Act

119-hr-4442, CHARGE Investments Act, is a 119th Congress bill sponsored by Rep. Carter, Earl L. "Buddy" [R-GA-1] (R-GA); status in_committee; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-4442
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-4442
- Congress: 119
- Title: CHARGE Investments Act
- Status: in_committee
- Introduced: 2025-07-16
- Sponsor: Rep. Carter, Earl L. "Buddy" [R-GA-1] (R-GA)
- Cosponsors: 1
- Policy area: Transportation and Public Works
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Expanded RRIP support for transit-oriented development** that would let federal railroad financing back housing, commercial projects, and related infrastructure close to rail and fixed-guideway transit stations. The bill ties eligibility to transit proximity, a private investment floor, and a new 2-mile downtown linkage rule for some intercity rail projects. - Families and residents: Would make it easier to fund housing and neighborhood infrastructure near rail stations by allowing Railroad Rehabilitation and Improvement Program financing for commercial and residential projects within 1/4 mile of a fixed guideway station. - Commuters and transit users: Would extend eligibility for some intercity rail projects so the nearest downtown core within up to 2 miles can qualify when there is public transit between the station and that downtown. - Developers and investors: Would require more than 20 percent private investment in a project to access this RRIP financing, shifting some project cost onto private capital. - Local planners and downtowns: Provides a formal definition of "downtown core" tied to official plans and maps and clarifies the meaning of intercity rail passenger transportation.

## Cosponsors (1)

- Rep. Stanton, Greg [D-AZ-4] (D-AZ), 2025-07-16T00:00:00.000Z

## Provisions PRIA read

- Loans for housing near rail stations: benefit, low. If enacted, federal rail loans and guarantees would be available for some transit‑oriented projects. These could include commercial and housing projects and related infrastructure. Projects would need to be connected to, or within 1/4 mile of, a fixed‑guideway rail or catenary station. They would a…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-137: TCJA Permanency Act
- 119-hr-3633: Digital Asset Market Clarity Act
- 119-hr-9211: Jewish American Security Act

## Sources
- [119-hr-4442 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/4442)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-137: TCJA Permanency Act](https://policyrisk.com/legislation/119-hr-137)
- [119-hr-3633: Digital Asset Market Clarity Act](https://policyrisk.com/legislation/119-hr-3633)
- [119-hr-9211: Jewish American Security Act](https://policyrisk.com/legislation/119-hr-9211)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-4442 (as of 2026-04-21).