# 119-hr-445: Border Security Investment Act

119-hr-445, Border Security Investment Act, is a 119th Congress bill sponsored by Rep. Moran, Nathaniel [R-TX-1] (R-TX); status in_committee; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-445
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-445
- Congress: 119
- Title: Border Security Investment Act
- Status: in_committee
- Introduced: 2025-01-15
- Sponsor: Rep. Moran, Nathaniel [R-TX-1] (R-TX)
- Cosponsors: 7
- Policy area: Immigration
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**A 37% fee on remittances to the five countries with the most unlawful entries would fund two new border-security trust funds.** The bill targets remittances sent through money services businesses and channels collected fees into Treasury trust funds that reimburse border states and pay for border barriers, technology, and Border Patrol pay. - Families sending money: People who send remittances to a covered country would pay a fee equal to 37% of the amount sent. A "covered country" is one of the five countries identified by U.S. Customs and Border Protection as having the most citizens or nationals unlawfully entering the United States in the prior fiscal year. - Border states: States may submit receipts for the prior fiscal year's border enforcement spending and receive reimbursements from a Reimbursement Trust Fund. That fund receives 50% of the total remittance fees collected each year and may be invested in U.S. obligations. - Border operations and agents: The other 50% of fees goes to a Security Trust Fund to deploy detection technology, install physical barriers along the U.S.-Mexico border, and pay wages and salaries for U.S. Border Patrol agents. Amounts in both funds are available to the Department of Homeland Security without further appropriation. *Requires any combined balances across the two trust funds above $50.0 billion to be rescinded to the Treasury general fund and used to reduce the deficit.*

## Cosponsors (7)

- Rep. Ellzey, Jake [R-TX-6] (R-TX), 2025-01-15T00:00:00.000Z
- Rep. Self, Keith [R-TX-3] (R-TX), 2025-01-15T00:00:00.000Z
- Rep. Babin, Brian [R-TX-36] (R-TX), 2025-01-15T00:00:00.000Z
- Rep. Gooden, Lance [R-TX-5] (R-TX), 2025-01-15T00:00:00.000Z
- Rep. Nehls, Troy E. [R-TX-22] (R-TX), 2025-01-15T00:00:00.000Z
- Rep. Weber, Randy K. Sr. [R-TX-14] (R-TX), 2025-01-15T00:00:00.000Z
- Rep. Goldman, Craig A. [R-TX-12] (R-TX), 2025-02-05T00:00:00.000Z

## Provisions PRIA read

- Higher remittance fee for covered countries: cost, medium. If enacted, remittance providers that are money services businesses would have to charge a fee equal to 37% of each transfer to a covered country. A covered country would be one of the five countries with the most citizens or nationals unlawfully entering the United States in the prior fiscal year.…
- New border security trust funds: mixed, high. If enacted, the Treasury would create two border security trust funds funded by remittance fees. Starting in the fiscal year after enactment and each year after, the Treasury would transfer to the two funds an amount equal to 50% of total remittance fees collected under the referenced law in the pr…

## Related bills

- 119-hr-21: Born-Alive Abortion Survivors Protection Act
- 119-hr-22: SAVE Act
- 119-hr-3392: STOP Screwworms Act
- 119-hr-1301: Death Tax Repeal Act
- 119-hr-425: Repealing Big Brother Overreach Act
- 119-hr-909: Crime Victims Fund Stabilization Act of 2025

## Sources
- [119-hr-445 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/445)

## Related
- [119-hr-21: Born-Alive Abortion Survivors Protection Act](https://policyrisk.com/legislation/119-hr-21)
- [119-hr-22: SAVE Act](https://policyrisk.com/legislation/119-hr-22)
- [119-hr-3392: STOP Screwworms Act](https://policyrisk.com/legislation/119-hr-3392)
- [119-hr-1301: Death Tax Repeal Act](https://policyrisk.com/legislation/119-hr-1301)
- [119-hr-425: Repealing Big Brother Overreach Act](https://policyrisk.com/legislation/119-hr-425)
- [119-hr-909: Crime Victims Fund Stabilization Act of 2025](https://policyrisk.com/legislation/119-hr-909)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-445 (as of 2026-09-21).