# 119-hr-4634: Debt Ceiling Reform Act

119-hr-4634, Debt Ceiling Reform Act, is a 119th Congress bill sponsored by Rep. Boyle, Brendan F. [D-PA-2] (D-PA); status introduced; PRIA reads it as touching household money (as of 2026-09-10).

- Canonical: https://policyrisk.com/legislation/119-hr-4634
- As of: 2026-09-10
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-4634
- Congress: 119
- Title: Debt Ceiling Reform Act
- Status: introduced
- Introduced: 2025-07-23
- Sponsor: Rep. Boyle, Brendan F. [D-PA-2] (D-PA)
- Cosponsors: 0
- Policy area: Economics and Public Finance
- Touches household money: yes
- Last recorded action: 2026-09-10

## Summary

**Would create a timed congressional disapproval process to check Treasury debt-limit suspensions.** It would require Treasury to certify suspension end dates, open a 45-day accelerated window for a joint resolution to disapprove those suspensions, and set rule-bound limits on any limited borrowing extension and new debt reporting relative to GDP. - Congress: Committees would have to report the disapproval resolution within 5 calendar days, and the House could move to consider it within 6 days under a streamlined, non-debatable process. - Senate: Consideration would be fast-tracked with debate capped at up to 10 hours evenly divided, and the measure would get expedited procedures for veto messages and potential overrides. - Treasury and markets: Treasury would need to certify the end of a suspension between 60 and 46 days before it ends, and a failure by Congress to act could allow a narrowly limited increase in borrowing only to meet lawful commitments while prohibiting creating a cash reserve. The bill would also require debt held by the public and debt held by the public net of financial assets to be reported as a percentage of GDP.

## Provisions PRIA read

- Debt limit backstop to keep payments going: mixed, high. If enacted, Treasury would have to certify 60 to 46 days before a suspension ends and name an end date no later than two years after it. If less than 46 days remain or no suspension exists at enactment, a notice would be due within 10 days with an end date no later than two years after enactment or…
- Faster vote on debt limit disapproval: mixed, medium. The bill would set a strict, fill‑in‑the‑blank format and a 45‑day filing window for any disapproval resolution. In the House, committees would have 5 days to act or be discharged, a vote to proceed would be available by day 6, and debate would be limited to 2 hours with no amendments. In the Senat…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6900: American Affordability Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act
- 119-hr-3971: Domestic Workers Bill of Rights Act

## Sources
- [119-hr-4634 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/4634)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6900: American Affordability Act of 2025](https://policyrisk.com/legislation/119-hr-6900)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3971: Domestic Workers Bill of Rights Act](https://policyrisk.com/legislation/119-hr-3971)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-4634 (as of 2026-09-10).