# 119-hr-4643: Business Uninterrupted Monetary Program Act of 2025

119-hr-4643, Business Uninterrupted Monetary Program Act of 2025, is a 119th Congress bill sponsored by Rep. Correa, J. Luis [D-CA-46] (D-CA); status in_committee; PRIA reads it as touching household money (as of 2026-07-19).

- Canonical: https://policyrisk.com/legislation/119-hr-4643
- As of: 2026-07-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-4643
- Congress: 119
- Title: Business Uninterrupted Monetary Program Act of 2025
- Status: in_committee
- Introduced: 2025-07-23
- Sponsor: Rep. Correa, J. Luis [D-CA-46] (D-CA)
- Cosponsors: 1
- Policy area: Transportation and Public Works
- Touches household money: yes
- Last recorded action: 2026-07-19

## Summary

**Financial protections through Business Uninterrupted Monetary Program (BUMP) Funds** would compensate private businesses and nonprofits harmed by interruptions from major transit and highway projects. The bill also creates a separate, one-time grant program for near-term relief to affected entities. - For businesses and nonprofits: BUMP Funds and the separate grant program would reimburse costs like utilities, insurance, rent or mortgage, payroll, and lost income. The one-time grant round caps awards at $10 million per project. - For large fixed guideway (transit) projects: project sponsors of work costing $100 million or more would set aside a BUMP Fund and contributions may be up to 10 percent of the project’s non-Federal share to reflect estimated interruption damages. - For highway projects: a parallel BUMP Fund would apply to projects costing $50 million or more with contributions up to 25 percent of the non-Federal share; funds can count toward matching requirements and may come from non-Federal sources or Federal funds with Secretary approval.

## Cosponsors (1)

- Rep. Carter, Troy A. [D-LA-2] (D-LA), 2025-07-23T00:00:00.000Z

## Provisions PRIA read

- One-time grants for project business losses: benefit, high. If enacted, DOT would run a one‑time competitive grant round within 270 days to relieve project‑related business losses. Only fixed‑guideway projects that meet section 5309(s), started on or after October 1, 2018, and were still under construction on June 1, 2023 would qualify. Each award could be…
- Help for businesses near highway projects: benefit, medium. If enacted, highway projects costing $50,000,000 or more would need a fund to help businesses and nonprofits hurt by construction. Sponsors would deposit a locally set amount up to 25% of the non‑Federal share, based on estimated damages. The fund could pay utilities, insurance, rent or mortgage, p…
- Help for businesses near transit projects: benefit, medium. If enacted, sponsors seeking federal transit grants would need a fund to help nearby businesses and nonprofits hurt by construction. For projects costing $100,000,000 or more, the local deposit could be up to 10% of the non‑Federal share, based on estimated damages, with possible waivers. The fund…
- DOT deadline to set business interruption rules: benefit, low. If enacted, DOT would have 270 days to put the new business interruption rules in place. This is an agency deadline and would not, by itself, change who gets money.

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7973: Momnibus Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-5862: American Energy Independence and Affordability Act
- 119-hr-5361: George Floyd Justice in Policing Act of 2025
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026

## Sources
- [119-hr-4643 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/4643)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-5862: American Energy Independence and Affordability Act](https://policyrisk.com/legislation/119-hr-5862)
- [119-hr-5361: George Floyd Justice in Policing Act of 2025](https://policyrisk.com/legislation/119-hr-5361)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-4643 (as of 2026-07-19).